The Golden Age

Unnatural State of Paradise

The wolf and the lamb

Since time immemorial, people have dreamt of paradises where life was good. The Bible starts with the Garden of Eden, where Eve and Adam lived happily, had enough, and had no worries. Yet a paradise of peace and harmony is unnatural. We may have good places for a while, but they will eventually disappear due to the struggle for existence. Humans, like other organisms, compete and cooperate. The competition comes at the expense of individuals, even when it benefits the species. And so, paradise has remained a pipe-dream. As Isaiah once prophesied (Isaiah 11:6-9),

The wolf will live with the lamb.
The leopard will lie down with the goat,
the calf and the lion and the yearling together.
And a little child will lead them.
The cow will feed with the bear,
their young will lie down together,
and the lion will eat straw like the ox.
The infant will play near the cobra’s den.
And the young child will put its hand into the viper’s nest.
They will neither harm nor destroy
on all of my holy mountain.
For the earth will be filled with the knowledge of the Lord
as the waters cover the sea.

As the enlightened observers of the happenings in the wild may have figured out, the wolf will not let the lamb in peace, nor will the cow and the bear share a meal. It is not in their nature to do so. That would require a miracle of the most unnatural kind, which might only happen in fairy tales. And so, despite our efforts to achieve a utopian society, it still eludes us. We have the means to provide everyone with an acceptable standard of living, but somehow we keep fighting and fail to make it a reality. That is in our nature.

Struggle for existence

The struggle for life in nature is brutal and chaotic. In nature, cells cooperate in organisms to compete with other cells that have also organised themselves in organisms. Organisms, as you might know, are plants and animals, and humans are animals. Organisms can organise themselves into groups to cooperate and compete with other groups. The cooperation schemes of cells and organisms are orders. As organisms compete and cooperate, the best-adapted survive. That can put a premium on organising. Yet simple lifeforms have other advantages, such as self-reliance.

There is a balance in nature, as there is in a market. If foxes prey on rabbits, the fastest rabbits and the smartest foxes survive. When there is a surplus of rabbits, foxes can catch more of them and raise more young. As a result, foxes multiply and eat more rabbits, and the rabbit surplus turns into a deficit, and foxes die off. It is a brutal process in which rabbits get eaten, and foxes starve. The introduction of a new species, such as a viral disease that kills off rabbits, can change the balance.

That indeed happened with the help of human interventions. Foxes, being smart animals, adapted and sought other food sources, often not as quickly as rabbits. The rabbit’s demise sealed the fate of several other animals, such as the Nijverdal grouse, which went extinct. It would have been possible to preserve the grouse by shooting foxes. That would create a paradise for the grouse, an unnatural order without predators, so a park rather than nature. Indeed, a Paradise is like a garden rather than nature unhinged.

Invasive species

Foreign species can disrupt the balance of nature. Many die off, but some thrive, replacing native species and becoming pests. The American red crayfish is an invasive species in the Netherlands that wreaks havoc among native fish and plant species. Invasive species can become a new food source for other species. Crayfish are a good source of protein. Humans are the most disruptive species, murdering countless animals and plants. Humans have now ruined most of nature to create living space for themselves.

It is a matter of competitive advantage. Humans took over because they could. No one stopped them. Their genes, rather than a command in the Bible, drove them to exploit their environments and multiply. And so, the spread of humans resembles the spread of pests. When Europeans gained a competitive advantage over others, their genes multiplied, and they spread across the world, thereby usurping others’ land.

After they had created a paradise for themselves, foreigners came to their lands. While Westerners were busy maximising their utility, the immigrants’ genes took advantage of the situation. Westerners require spacious housing and may forego having children to lead a good life. Immigrants settle for small spaces and simple lives and have more children. In this way, descendants of immigrants replace the native population.

Relative advantages and disadvantages disturb the balance. You can compare both situations to the development of a pest. It promotes unease among the disadvantaged group, making them feel overrun, so that they may resort to violence. The competition between genes generates these feelings. Apart from that, human consumption levels are unsustainable. Yet, nature doesn’t care who survives.

Peace and stability can only be achieved by creating an unnatural state. It becomes possible if everyone lives under a single order, shares a common set of values, norms, and rules, and agrees to a social contract. It must be a stable situation as if time has stopped, to prevent new imbalances. That only happens in fairy tales. Isaiah already knew as he wrote, ‘For the earth will be filled with the knowledge of the Lord.’

Chimpanzees versus bonobos

Chimpanzees are our closest relatives. They live in patriarchal groups. A dominant alpha male leads the group, and males hold higher ranks than females. Male chimpanzees are generally larger and more aggressive, forming dominance hierarchies where they vie for the alpha position. High-ranking males form coalitions to consolidate power, maintain order, and intimidate rivals or lower-ranking females. Chimpanzees can be violent, and they sometimes commit genocide on rival groups.

Also very close to us are the uran utangs and bonobos. Yet, bonobos live in matriarchal groups where females hold the highest ranks and lead through collective power, cooperation, and alliances. Rather than ruling through force, female bonobos secure their dominance by banding together to intimidate or attack males who step out of line. The female-led organisation in bonobo groups works in the following ways:

  • Female bonobos form life-long bonds with one another. When a male tries to assert dominance or steal food, females unite to put him in his place.
  • Males remain with their mothers for life. High-ranking mothers support their sons, allowing them to rise in the hierarchy and mate.
  • As females have the power, they get first access to desirable food sources.
  • Rather than intimidation and violence, bonobo politics involves sex to reduce stress, ease tensions, and form social bonds.

In human societies, male dominance is the norm, but female leadership is possible. The chimpanzees are the closest to us, and patriarchy is their default. Yet, as the bonobos are nearly as close to us. We are programmable, and cultures define the relationships between the sexes. Monogamous relationships may not work for many, but they often work and can promote group success by reducing male fighting for mating opportunities. And it reduces the spread of sexually transmitted diseases.

Garden of Eden

In the original tale of the Garden of Eden, the gods or the Goddess created man as a companion for the woman by making her give birth to him. The rib story is so obviously fake that it is a monument of mass indoctrination and shows the degree to which we are willing to believe fairy tales. The Garden of Eden was a matriarchal society. A man left his parents to live with his wife. Men existed to please their wives. They weren’t even fathers, so children were the women’s seed. And so, Eve could give birth to Adam as a ‘virgin’. To obfuscate that fact, which was a core belief of the first true Christians, the Virgin Mary giving birth to Jesus came to replace it. The Fall made woman the servant of the man, the story goes, because of her desire for him, for which he was created.

The Garden of Eden is not a natural state, but a cultural one, as human organisation defaults to patriarchy. Bands of hunter-gatherers could avoid conflict by moving on, allowing for greater freedom in gender roles, such as matriarchy. With the advent of agriculture and permanent settlements, defence became of the utmost importance. Men fought and murdered to plunder or to protect property. In the Bible, Abel was the first casualty. The story may have been modified for theological reasons. On average, men are more violent than women. About 95% of the prison population consists of men. Still, most men don’t abuse women, and women can be abusive in other ways. Still, men do nearly all the raping, yet culture can go a long way in civilising men.

Men are the way they are because the struggle for survival made them that way. In less civilised conditions, that is an advantage. Yet, in more civilised environments, it can be a problem. And when women don’t need a man to provide for them or to protect them, they can become more picky. So, a female-centred society causes distress with men, as serious as a male-oriented society does to women. Yet, the primary reason humans can’t create a paradise on their own and need God is that they are more like chimpanzees than bonobos, and that men, rather than women, dominate human societies, leading to power struggles and wars. The fall of humankind is the fall of women to a secondary status, or so it was in the original tale of the Garden of Eden. As Paradise is not a natural state, but a cultural one, we can only socially engineer it.

Latest revision: 29 May 2026

Featured image: The Golden Age. Lucas Cranach the Elder (ca. 1530). Wikimedia Commons.

Pim Fortuyn on 4 May 2002, two days before his assassination

Troubles in the Multicultural Society

Balls on the ground

The Netherlands has been one of the most liberal countries in the world. The country has a long tradition of tolerance dating back to the Dutch Republic. It was also a fairy-tale society, with Van Kooten and De Bie seeking the nuance. Their characters represented the so-called conservative, ignorant and xenophobic undercurrent in Dutch society, and also hustlers, such as Jacobse and Van Es, infiltrating politics with their corrupt schemes and dubious deals. That undercurrent didn’t go away. Instead, it grew stronger as immigrants continued to arrive, causing increasing unease. The progressive values many Dutch cherished didn’t agree with the conservative worldviews of many immigrants, most notably Muslims. And then there were the crimes and misconduct of particular groups. These feelings needed a catalyst to give the discontent a voice. The existing political parties had become complacent and didn’t see what was coming. Nor had I.

After the terrorist attacks of 11 September 2001, a maverick politician, Pim Fortuyn, rose to prominence with his strong views on immigration and Islam. Fortuyn claimed that leftists were to blame for immigration. He called them the Leftist Church for their moral superiority claims, who would call you a racist if you opposed immigration. There is a lot of racism, but it was not the reason why the movement gained strength. Many Dutch people desired to limit immigration, most notably of people who had trouble adapting. Only, no politician raised the issue the way Fortuyn did. The others were careful not to promote division. Most immigrants did okay, so inciting hatred would destroy society, they reasoned. Keeping a good society is not a simple affair. It is like juggling several balls in the air. Fortuyn didn’t seem to care and sought personal fame. And he believed that allowing immigration to continue would make it harder to maintain a good society.

Fortuyn attacked the fairy tale of the multicultural society and called it a failure. I had believed in it or wanted to believe in it. If there is ever to be world peace, the world must unite and become one multicultural society. Living with people from different cultures isn’t easy and can go wrong easily, and I knew that from what had happened to me as a student. Culture can be an unbridgeable gap. Yet, you could live separate lives as long as you don’t cause trouble. Some Fortuyn supporters seemed to anticipate civil war and hoped that it would start sooner rather than later, when the authentic white Dutch were still a majority. The atmosphere quickly turned grim. Under the guise of free speech, the sewers opened, and the rivers of hatred flooded freely into the open. Fortuyn’s rise made headlines in the international press as it represented a clear break with the past, occurring in what many believed was the world’s most liberal country.

Having lived in neighbourhoods with ethnic minorities myself, the picture the fascists presented differed from my personal experiences. Add to that that I had been the subject of bullying and random violence, so that harassment complaints didn’t particularly impress me at first. Your life is normal for you, and if others make a fuss about what you think is normal, you might see them as a bunch of whiners. So, my initial belief was that it was mostly bigotry, racism and hatred, making me think that people would calm down over time. A leftist poster with the avatar Kingie launched a new website, BeursKings (MarketKings), with help from Danger Money, who programmed it. A small group left IEX and joined the new message board, including me. BeursKings remained in operation for several years. Kingie once posted photographs of himself. That was a shock. He looked like my double. In hindsight, that is remarkable because of his avatar name. Others who remained on IEX also joined the BeursKings message board. I was part of the so-called Leftist Church and had tried to rein in the bigotry. One of the IEX posters once called me ‘vicar’ for my moralising.

Somehow, I had come into his crosshairs. He had a high regard for himself. A spectacular profit he had made on a semiconductor stock might have led him to think he was a genius. The Dot-Com bubble led some people to believe, for a while, that they were stock-market legends, beating investment gurus like Warren Buffett, until the bubble imploded. My investment returns have never justified those kinds of ideas, but I could write stories people liked to read. This guy was a physicist working in a laboratory, or so he once wrote, and a Czech, a relative of Franz Kafka, he further confided on the message board. He claimed that his investment results came from ‘observing the herd and anticipating where it would go next’ rather than from luck in picking a winning stock. He was eager to pick on me, but when I returned years later to IEX, he praised me for identifying interest charges on money and debts as a root cause of financial collapse.

Shortly before the 2002 elections, a left-wing loner assassinated Fortuyn. Fortuyn had hinted at that possibility. If something were to happen to him, he claimed, it would be because establishment politicians had demonised him. The socialist-in-name-only Marcel van Dam, who lived in a luxurious mansion far from multicultural neighbourhoods and had always been eager to take the moral high ground, once called Fortuyn an ‘exceptionally inferior human.’ And so, you may ask yourself, which of the two was the most superb Nazi? Fortuyn gave a presentable at-your-service salute that might go well in some fascist circles, but his ‘inferior human’ remark gave Van Dam a clear edge.

Other politicians have called Fortuyn ‘extreme’ or ‘demolishing society’ as he was stirring up public sentiment, which might lead to violence. Fortuyn was a man of the theatre, hysterically hyping the wrongs others did to him while being a jerk himself. The Netherlands is not a violent country. It was the first political assassination in 400 years, so no one saw it coming. And the poisoned climate was his doing as well. The civil war didn’t arrive, but death threats to politicians have become common. The attitudes toward immigrants and Islam have also changed. Fifteen years later, the United States saw the rise of a similar leader.

Fortuyn’s assassin, Volkert van der Graaf, was diagnosed with Asperger’s syndrome. He was someone like me. To him, Fortuyn may have been a new Hitler on the rise. He feared Fortuyn would tear down Dutch society so that the weak, such as the poor and refugees, would suffer, and also animals, as he had been an animal rights activist. Van der Graaf drew a logical conclusion from the facts, or so he believed. The problem with this kind of thinking is that we don’t know the future. Van der Graaf had good intentions, but Fortuyn also believed he was serving the Netherlands. Yet, there was something sinister about Fortuyn. I am not a trained psychologist, but Fortuyn was someone who wanted to be the centre of attention and wield power, and didn’t care about the consequences of his actions, much like Donald Trump.

Harry Mens, a Dutch real estate tycoon whom you might call the Dutch Donald Trump, had promoted Fortuyn on his television show, Business Class. So, like Trump, Mens had a television show. Fortuyn’s appearance on his show foreshadowed a new type of politics, common in the United States but not in the Netherlands, in which wealthy moneymen fund the politicians. I found Mr Mens to be a questionable character, who boasted and flaunted his wealth. At the time, I didn’t think of Trump, but there are parallels. His programme was about investments with people in suits and dresses promoting their investment services. A few advertisers on his show turned out to be frauds, such as Palm Invest.

I see Pim Fortuyn and Donald Trump as narcissistic psychopaths. These are not official diagnoses, but personal impressions. However, I am not alone. Some psychoanalysts concluded that Fortuyn was a narcissist, possibly because of feelings of inferiority that he needed to compensate for with praise. It was all about him, and other people were just utensils. His neurotic disturbances and unresolved personality flaws made Pim Fortuyn such a powerful force. One psychoanalyst said, ‘Imagine if he had to go on a state visit to US President Bush. He would exhibit Sun King-like behaviour.’1 To Fortuyn, the US President would have been a mere extra in the Pim Fortuyn show. Even though the psychoanalysts didn’t raise that particular issue, Pim Fortuyn seemed to enjoy hurting other people’s feelings, making me think he was a psychopath as well.

If you consider the characteristics of narcissistic psychopaths, you might discover they are the opposite of Asperger’s syndrome. I name a few: (1) thriving on chaos versus thriving in order, (2) desiring to be the centre of attention versus not wanting attention or praise, (3) manipulative and lying versus honest and forthright and (4) charming versus impolite. At first glance, Fortuyn and Trump seemed impolite rather than charming. That needs further explanation. First, you don’t have to check all the boxes to be autistic or a psychopath. And second, the impoliteness of the autistic person comes from being honest. By being rude, Fortuyn and Trump catered to their supporters’ fear and anger. They told them what they wanted to hear. Still, I think that Fortuyn and Trump both believed that what they were doing was necessary. What can make psychopaths successful as leaders is that they are willing to hurt people, which may be required to do what is necessary. With these words, I conclude my psychoanalysis session.

Life went on

Beurkings also attracted a few posters who remained on IEX. They were the most colourful ones. One of them, Xzorro, didn’t believe the 9/11 conspiracy theories and thought that the success of the attacks was due to the incompetence of the American authorities. His conspiracy thinking took another direction. He believed the allegations that a high-ranking Dutch Prosecution official, Joris Demmink, had had sex with underage male prostitutes and that there was a conspiracy within the Dutch government to cover it up. An investigative journalist and conspiracy theorist, Micha Kat, had pursued the matter relentlessly for years. In the 1990s, there had been a police investigation into possible child abuse by four high-ranking government officials.

The investigation had collapsed after someone had leaked information. During raids, the police found no incriminating evidence on the suspects. Fred Teeven, who had led the investigation, later stated that Demmink had not been a person of interest in that investigation. The Dutch newspaper AD later claimed that Demmink had contact in the 1980s with a pimp of underage boys. Kat was onto something, but he may not have been right. He was also a nutcase. Kat later claimed that children buried in a Bodegraven cemetery were victims of Satanic child abusers, which was nonsense and easy to disprove. And Kat had a conviction for making death threats to a fellow journalist.

Another noteworthy poster on BeursKings, Gung Ho, who lived in the Dutch countryside, favoured traditional US conservatism and posted lengthy pieces copied from American conservative websites, including some claiming that US Neoconservatives were Leninist agitators. He enthusiastically promoted a penny stock, Clifton Mining, and believed that colloidal silver was a cure against many diseases. That made him the subject of mockery, most notably by Amoricano, an American of Dutch origin who had long been on IEX. Amoricano was a Democrat who ridiculed conspiracy thinking, quackery and pushing penny stocks. Gung Ho might have been in the military and had friends in the American military, or so his sparse remarks about his personal life suggested.

Gung Ho posted comments about the Neoconservatives in the Bush Administration being chicken hawks, so cowards who send others to war while having done no military service themselves. His use of language was odd, which made his lengthy texts amusing. The connection he made between Neoconservatism and Leninism seemed obscure to me at the time. Still, like the Leninists, the Neoconservatives use Hegel’s dialectic to promote social progress via revolutions and wars. The conflict between the West and Islam was their latest project, founded on the clash-of-civilisations ideology, and the Iraq War was one of its consequences. Traditional conservatives like Gung Ho opposed these methods.

There was also a psychiatrist on BeursKings. He had quit his job and tried to make a living by day trading. He posted under the name Kindval, a football player from the 1970s. He didn’t seem to like me. When someone attacked me personally or for my political views, he consistently upvoted these comments. He was usually a bit edgy and irritable, making me think that his life as a parasite didn’t work out so well for him, and he would have to work for a living again. I didn’t make those kinds of comments, so that was not why he disliked me. Once, Gung Ho went loose on him by suggesting he had psychological issues.

I upvoted that comment. It was a rare occasion for me to upvote a negative comment. Kindval became agitated about Gung Ho’s comment, but even more so about my upvote, which was particularly odd, as he had done the same to me several times before, never missing a single opportunity. That made me think that he was, as Gung Ho implied, on his way to a nervous breakdown, thereby confirming the prejudice of psychiatrists choosing their profession because of having mental issues themselves.

Fortuyn’s rise had made me curious about the troubles in the multicultural society, and in particular, the conduct of young Moroccans received attention, also from Fortuyn. The Dutch secret service AIVD has found that Fortuyn had sex with underage boys, including Moroccans, which casts Fortuyn’s interest in Moroccan boys in a different light. Yet Fortuyn was not the only one mentioning the issue, so something was brewing. The fallout of my student years of not fitting in had made me preoccupied with cultural issues. The multicultural society has to work because nation-states and tribes fight wars. So, what stands in the way of success? Is the gap between Islamic and Western culture unbridgeable? It kindled my interest in Muslims and their beliefs. And why is there trouble?

That led me to join the Maroc.nl message board for people with a Moroccan background in 2004. They are a disregarded minority. Most notably, young Moroccan men cause trouble. Some other minority groups have similar issues, but Moroccans receive the most negative attention. When the nationalist politician Geert Wilders singled out one minority for deportation, he chose the Moroccans in his infamous ‘fewer Moroccans’ quote, ‘Fewer Moroccans. Let us take care of that.’ Indeed, they have a serious likeability problem. The reason is conduct. When people complain about youths causing trouble, it is most often about Moroccans. To illustrate the issue, people of nearly every nationality live in the Netherlands, but during the 2026 Football World Cup, riots broke out only after the Moroccan national team played. And it isn’t hard to guess who was involved.

There is a historical background. The Netherlands had invited uneducated country dwellers to work in factories. They were Berbers who call themselves Imazighen, meaning ‘free people.’ Among them were the pirates who made the Mediterranean and the Atlantic unsafe between 1500 and 1800 AD. Like the Dutch, they were engaged in the slave trade. As faithful Muslims, they only took Christian slaves, raiding European ships and coasts. The Dutch were sought after by these pirates because they were rich and could be sold for ransom. Over the centuries, their franchise processed over 1,000,000 slaves. As entrepreneurs, they were a liberty-loving people with hardly any government. Colonisation was brutal. The Spanish used poison gases to repress a rebellion in the 1920s. In Morocco, the Berbers have long been secondary citizens in a country dominated by Arab culture. Today, the Moroccan government recognises their culture and language.

The Dutch expected that these ‘guest labourers’ would return home and initially didn’t invest in their integration. Yet, most didn’t return because they had stayed for decades and had raised families in the Netherlands. They were denied opportunities, for example, by receiving advice to pursue lower levels of education than native Dutch with similar intelligence scores. Nordin Ghouddani, a man of Moroccan descent, and his Dutch friend Thomas Rijsman have been friends since primary school and are now both sports journalists. After primary school, Rijsman went to the highest level of secondary school, VWO. In contrast, Ghouddani went to a much lower level, LTS, despite having the same score on the test used to determine the school level. And Ghouddani had Dutch friends and had integrated. He explains,

Yes, you get torn away. I could become a car mechanic, the teacher said, and my father, for whom I had to translate that, thought that was a great job. But I was butterfingers. And that teacher knew. I wanted to go to the school where Thomas and all our friends went, but I was the only one who wasn’t allowed to do so.2

No surprise, then, that many Moroccans felt like outsiders and disrespected by the Dutch. They were contemned. I remember an aunt once telling me, in the 1970s or 1980s, that she had invited Moroccan children into their home to play, perhaps as friends of one of her children, and that it was the first time ever the Dutch had invited them into their home. The precise reason remains unclear, as integration means adapting to the surrounding culture to become accepted. In any case, many youngsters found their way into gang culture, where they felt respected. Their culture of distrust of authorities adds to the problems. It is mostly youths who misbehave. Most change their ways as adults, while the remainder end up in organised crime. But by then, a new generation of troublemakers has arrived.

No gain without pain

The issues Moroccans in the Netherlands face, and how they relate to society, compare to those of blacks in the United States, even though blacks in the United States do identify as Americans. The message board was open. Everyone could join. It featured discussions about religion and social issues. Various people shared their opinions and discussed them with one another. People came and went on the message board over the years. I have been on it for two decades, not every day, but regularly. Occasionally, there were heated exchanges, with Moroccans complaining about the racism of the Dutch and Dutch complaining about the misconduct of the Moroccans.

As far as the size of the problem goes, in most groups, 80% to 90% of the people check out okay. Of the remainder, a smaller group are criminals. Some newcomers have trouble adapting, so many of the first generation may end up unemployed. The next generation usually does better, but still lags behind. And people who come from warzones or unruly areas dominated by warlords and gangs can bring with them psychological issues or a culture that is problematic in a civilised society. Most people are okay, but culture strongly influences how the remaining behave, and in that sense, Moroccan troublemakers stand out negatively.

What Moroccans call racism is often discrimination or cultural criticism. Criminals complain about the police and may use racism as an excuse. Yet, research has shown that discrimination is widespread. People with foreign names get fewer job interviews than those with Dutch names who have similar qualifications. Cultural groups favour each other. You have to fit in with the team. And hiring people from particular groups comes with a risk. Yet, that risk-avoidance also contributes to the problem. The issue is hard to solve, except by reducing differences, so that people mix more easily. And Muslims generally do not mix well with non-Muslims. Muslims are the least likely to mix with others.

Most people on the message board seemed okay. I never met them in person, but that was my impression. There were a few agitators from both sides, so Moroccans and Dutch, but overall, the discussions were insightful, thanks to the diversity of posters expressing their opinions. On the board, the moderators sometimes discriminated against the Dutch, who were banned for lighter offences than Moroccans. As far as discrimination goes, Moroccans are no better than the Dutch. Still, it was an open message board nonetheless, and in most cases, misconduct preceded a ban. Likely, the message board had received a grant and was obliged to keep it a safe space for a variety of opinions. There were Christians, Jews, Muslims, former Fortuyn supporters, and leftists. There were also gays seeking to counter the hatred of LGBTQ people because of street violence against them.

A Dutchman sometimes asked why Moroccans don’t openly distance themselves from fellow Moroccans who misbehave. A Moroccan would argue that he is not responsible for the conduct of others, and there is no reason to make excuses for what others do. He also doesn’t ask the Dutch to excuse themselves for the misconduct of fellow Dutch. So, here is a rant on Reddit on 1 July 2026 of a Moroccan fed up with the criticism of the Dutch,

It is driving me absolutely crazy. Yeah, congratulations on the win [of the football game], but it’s a shame you have to cause trouble again. Why do you think that is? Yeah, how should I know? I was in bed, and I don’t know those guys. I’m not going to ask you for an explanation just because your compatriots are blocking highways, rioting at the Malieveld, vandalising the town hall in Loosdrecht, and all the other things. Just leave me alone. I’m not doing anything wrong.

It is a fair point. The poster is part of the majority who do nothing wrong and have to put up with comments from the Dutch about their compatriots’ misconduct. A Jew also joined in, saying that he was fed up with having to account for the misconduct of the Israeli government, which he had nothing to do with and didn’t support.

I have read complaints about annoying individuals who demand respect up front before they accept you. One poster acted like a jerk to me for a considerable time, and for no obvious reason, so the only reason could have been that I was Dutch. That was until I upvoted one of his comments. From then on, he saw me as his best friend. To be fair, I have had a fair share of people acting like jerks to me for no reason, and they were nearly all native Dutch, so that doesn’t say much, but it fits a pattern others notice. A pattern means it is more prevalent in a group, so many Dutch people behave similarly, but on average, less often. Again, a psychologist might attribute it to an inferiority complex. He may have presupposed that I didn’t respect him based on the assumption that the Dutch hate him, which becomes a self-fulfilling prophecy if that belief leads him to act like a jerk.

Pride and honour mean less to the Dutch than to Moroccans. On a Dutch message board, I found the following observation: ‘Moroccan troublemakers have a macho attitude and a short fuse. They see criticism as a personal attack, and if they don’t aggressively go against it, their friends will see them as sissies.’ Young men can be easily provoked, but culture can rein them in. That may go a long way in explaining the issue. That conduct may come from an inferiority complex. They may feel disrespected. Like Pim Fortuyn, they act out hysterically. That attitude can make you hate them instantly. Yet, if you are a bit self-critical and less impolite, others will like you much better already.

Violence against LGBTQ people is one of the issues at play, as was violence against Jews. Some posters on the message board argued that native Dutch commit more hate crimes against LGBTQ people, which is correct because there are far more native Dutch. Likewise, you can point at football hooligans or drunk Dutch causing trouble abroad at holiday destinations. It is how you can twist the numbers, as the sophists did in ancient Greece. For problem-solving, this tactic isn’t helpful. If you do that, you make people angry. The sophists were unpopular, and it wouldn’t surprise me if angry peasants had hanged a few. Statisticians look at percentages of the population, which makes more sense.

Traditional Muslims are strict on religion, much like conservative Christians. They have more in common with each other than with liberals. So, why many liberals like Muslims, and conservative Christians dislike them, is quite an enigma if you reason from their beliefs alone. Terrorists usually are young men who seek meaning in life and find it in Islam, and then fall prey to extremist preachers. There aren’t that many, but a few hundred can already be a serious threat. During the first year, there was uproar over the Dutch publicist Theo van Gogh, who was indeed kin to the famous Dutch painter. Under the guise of freedom of speech, he called Muslims ‘goat fuckers’ and Muhammad ‘a pimp’. The people on the message board didn’t care much about being called ‘goat fuckers,’ but insulting Muhammad was a red line that genuinely upset them.

Several posters also expressed fury about the Somali lady Ayaan Hirsi Ali, who had left Islam for a liberal lifestyle, and had, together with Van Gogh, made the short film Submission about the suppression and mistreatment of women by Muslims. To Muslims, the film was blasphemous as it showed the bodies of abused women with Quran verses on them that the filmmakers claimed Muslims use to justify mistreating women. Hirsi Ali also had called Muhammad a ‘pervert.’ She faced death threats. The anti-immigration and anti-Islam politician Geert Wilders also faced death threats and requires security to this day.

Hirsi Ali had escaped an arranged marriage. The Dutch police prevented her family from abducting her from an asylum seeker centre in Almelo. She later moved to the United States to work for the neoconservative think tank. Van Gogh paid for his Islam-insulting binge with his life. A youngster of Moroccan descent slit his throat, precisely 911 days after the Fortuyn assassination. That was on 2 November, which refers to the European emergency services telephone number 112, the European equivalent of 911. So, in the first year, the atmosphere on the message board was tense.

Western interventions in the Middle East and Western support for Israel also angered quite a few people, and that goes a long way in explaining violent incidents against Jews. Islam itself, like Christianity, is not hostile to Jews, but Muslims and Christians can be, and Jews can be hostile to Muslims and Christians where they are the majority, like in Israel. Israel illegally occupied Palestinian land, and Palestinians kept on committing acts of terrorism. It has proven to be an irresolvable conflict. Several posters on the message board viewed the West, including the Netherlands, as anti-Islamic.

Some Dutch have argued that they are ungrateful, as the Netherlands provided them with a good life and freedom of religion. If it was so bad over here, why don’t they move to an Islamic country where life is better? I tried not to offend people with my opinions. At first, I was making up my mind anyhow. It is a conflict between two worldviews, each with its own logic and merit. And there were issues the mainstream media hardly reported on, so for me, as an outsider, it was hard to tell what was true and how serious it was. And the West was not morally superior. There is an underlying truth, whatever that may be, so I was not inclined to judge before having a clear picture of all the issues at play.

In the first years, the American gangster heist called the Iraq War was still in progress. For me, the Iraq War became an unexpected mental dip. The Americans had tricked me into believing that Saddam Hussein had a stash of WMDs, making me think that this war was necessary. Once I saw live on CNN how the bombs fell on Baghdad and how gung-ho Americans ran over the country’s defences, and murdered the defenceless Iraqis, with the Iraqi Information Minister vehemently claiming until the very end that there were no Americans in Baghdad, and that all American forces had been obliterated, my mood suddenly swung to dim. And then there were no WMDs. That was the year before I joined the message board. They had attacked a country and killed for no reason. Estimates of the total number of people killed range from 150,000 to over 1,000,000.

The Netherlands has been a major contributor to the American war effort in Iraq as well as Afghanistan. It doesn’t seem a coincidence that the Dutch Prime Minister Balkenende had praised the Dutch VOC mentality of the former Dutch colonial enterprise that had invaded and exploited the Indies under the guise of trade. The VOC was a bunch of gangsters. The United States had copied that proud Dutch tradition of the oligarchic merchant republic.

The oil revenue was supposed to pay for the invasion that the Neoconservative planners envisioned. So today, the United States has the VOC mentality. Shell was a Dutch company, so the Dutch had to be in on the action, or so Mr Balkenende may have reasoned, so the Dutch sent troops to Iraq and Afghanistan. That, and Dutch liberal values, explain, to some extent, the negative views about the West and the Netherlands among the Moroccans on the message board. Some may have used these issues as an excuse for their misconduct and crimes that they would have committed anyway. Some could get angry at you simply for being Dutch because they think they know what you think. Some came to the message board only to lecture the Moroccans about the backwardness of Islam or the misconduct of Moroccans.

That didn’t work out so well. You also wouldn’t change your mind when someone you have never met before came out of the blue to tell you how stupid your religion is and that your community is a bunch of criminals. The Israelis were also stealing land from the Palestinians with American support. As for the Israeli-Palestinian conflict, some Dutch would say that Palestinians keep on committing acts of terrorism, thereby challenging a much stronger adversary, and then whine about losing the fight and their land.

Three posters once wrote that they had been in prison. One of them posted from jail, so he had access to the Internet or a smartphone. They discussed the Dutch police. Some were racist, they claimed, but others were professional. There had been hundreds of contributors on that message board, so that says little, but not everyone would openly write about having been in prison, and it is illustrative of the prejudices many Dutch have. If, as the statistics suggest, crime levels in their community are three times those of the native Dutch. Some have argued that you bear no blame for other people’s faults. Still, if group culture contributes to these issues, the group itself has a problem. One of these problems is that the Dutch dislike Moroccans more than any other ethnic minority. It is not because the Dutch singled them out for no reason.

As the most hated child in the entire school, I have been there. My predicament was not entirely my fault, but I was part of the problem, and the only one I could fix was myself, not the others. And if you want to solve the problem, you’re better off fixing yourself instead of waiting for others to fix themselves. So, once the opportunity arose, I went for it. Some other minorities face similar issues, but Moroccans, more than other minorities, seem to have an attitude problem of not acknowledging their own faults and blaming Dutch society. There is a lot of negative sentiment festering among the population that the mainstream media hardly reports on. Negativity makes matters worse for those who do well, but it is harder to change opinions among the Dutch as long as there is a problem.

The Moroccans on the message board hardly expressed pride about fellow Moroccans who did well in the Netherlands, such as Ahmed Aboutaleb, the mayor of Rotterdam, who was popular among the Dutch and would have had a good chance of becoming Prime Minister if he had demonstrated that ambition, or Khadijah Arib, who became Speaker of the House. Some called them bounty, so brown on the outside, but white on the inside, hence traitors of their Moroccan identity by siding with the Dutch or accepting their values. The Dutch national football team features players from ethnic minorities, but not Moroccans, who prefer to play for Morocco, despite being born in the Netherlands and having grown up there. Hakim Ziyech is an example. Among the reasons he cited was his feeling more Moroccan than Dutch. That is an integration failure.

Bounty politics means that the Dutch accept diversity as long as the migrants accept Dutch values. The Dutch question the allegiance of someone with a Moroccan or Turkish background more than that of someone from Sweden or France, due to the greater cultural distance, so they would ask Moroccans questions they wouldn’t ask someone from Sweden or France. And whites in New Zealand wouldn’t ask such questions of the Maori. That is because the Maori were there before the whites came.

Most Moroccans do all right, but the minority that causes trouble is large and problematic enough to drag down the group’s image. That well-known guy with a tainted skin on a scooter, who regularly features as a suspect in crime reports, ranging from street intimidation, robbery, and harassing women, often comes from that particular ethnic group. One of the top three most notorious Dutch criminals, Ridouan T, is of Moroccan descent. And the pimps luring or forcing vulnerable girls into prostitution are regularly of Moroccan or Turkish descent. Behind that seems a lack of respect for non-Muslim women, whom they see as sluts, so fair game. That it relates to Islam rather than Moroccan culture is illustrated by evidence that Turks are also involved, and in Great Britain, Pakistanis, who are involved in rape gangs. Similar problems exist in other countries. Most Muslims don’t do these things, and it is a small part of the total amount of sexual abuse, but it is a significant issue nonetheless.

Another issue causing upheaval in the Dutch multicultural society was the tradition of Saint Nicholas, in which a long-bearded, centuries-old white man from Spain arrived with a group of black servants to deliver presents to children. For a long time, that was fine as it was an old tradition and there had not been slavery of blacks in the Low Countries itself, so the Dutch didn’t associate the helpers with enslavement of blacks. As a child, I believed their faces were black because they went down chimneys to deliver the presents. Americans who saw it were appalled, as the tradition involved blackface. A black American woman working at the United Nations raised the issue, and black activists in the Netherlands began protesting. The issue remained contentious for over a decade.

The compromise gradually became the soot-stain helper, so a helper with soot-stain marks from going into chimneys. For the remainder, nothing changed. Yet a significant group of Dutch didn’t like black people telling them to change the tradition, which they claimed was part of Dutch cultural heritage. There had been some agitated encounters with the activists. The black activists had a point, but it was mainly a pissing contest between white egos and black egos. Whites could have accepted that the tradition had racist elements and that the soot-stain helper didn’t meaningfully change it, while the black activists could have understood that it was a quaint relic of the past and that altering it wouldn’t change the lives of blacks in the Netherlands. And there are far more serious issues, some apocalyptical even, making the conflict resemble a fight on the deck of the sinking Titanic.

Finally, there is the question of allegiance. Moroccans can’t renounce their nationality, and their children born in the Netherlands automatically become Moroccans. Morocco is firmly in the Western camp, so the consequences so far have been limited, with a few instances of Moroccans spying for their country. Yet, we don’t know what the future brings. The same goes for Turks, with many taking their orders from the Turkish president, who called the Netherlands a fascist country after the Dutch government had prevented a Turkish minister from politically campaigning in the Netherlands for a referendum in Turkey to give more power to him.

That these problems persist is not due to neglect by the Dutch government, which has programmes to address these issues. As a result of investments in opportunities for minorities, some of the best Dutch schools are Islamic schools. There is not much more that the Dutch government could have done. The underlying issue is cultural. And it works two ways. Western culture is even problematic because it promotes a suicidal way of life by valuing money above everything else. Nearly all existing cultures are problematic in some way. That is how I looked at it, which made me reluctant to judge.

I remained on the Maroc.nl message board for two decades. In 2024, shortly after the Gaza War had started, the message board went offline permanently after being filled with anti-Israel messages. That was suspicious indeed if you believe that the Jews are running this world. By then, I had arrived at some conclusions. We won’t make it if we aren’t willing to face these issues with brutal honesty. Few people are willing to change. They have their reasons. Moroccan malcontents may believe that they have it bad in the Netherlands and that they are not to blame for their misconduct. As for discrimination, it only stops once we identify as one people with a shared destiny. There will be no gain without pain, which I experienced firsthand as a student. For those who cause trouble, the consequences may soon be brutal, like they were for me. If you are one of them, you are on notice.

Latest revision: 30 June 2026

Featured image: Pim Fortuyn on 4 May 2002, two days before his assassination. Roy Beusker (2002). CC BY 3.0. Wikimedia Commons.

1. Een heel vervelend geval. Joris van Casteren (2002). Groene Amsterdammer.
2. Nordin Ghouddani, presentator van Mocro Inside: ‘De grootste vijand voor ons is toch echt wel links’. Margriet Oostveen (2026). NRC.

Joseph Interprets Pharaoh's Dream, c. 1896-1902, by James Jacques Joseph Tissot. Public Domain.

Coincidences for Starters

Suspicious van

Now comes a selection of coincidences that occurred during my psychosis following the discovery of Natural Money in 2008. These incidents made me think there was more afoot than just me having a psychotic episode, and that God was pulling pranks on me. There is a link between Natural Money and the Bible. Ancient Egypt used money backed by grain stored in the state’s granaries. It had a storage fee like Natural Money. The biblical story of Joseph in Genesis recounts how these granaries came into existence, allegedly that is, for it is unlikely the truth. Only, the Bible being full of shit doesn’t mean that there is no God, or so I had just found out. Just after the discovery of Natural Money, an advertising campaign for the Dutch version of the musical Joseph and the Amazing Technicolour Dreamcoat, based on the story of Joseph in Egypt, began. There was a fuss about it in the media, including television episodes in the Autumn of 2008 to select the leading player, so the musical’s start didn’t go unnoticed, not even by me, who doesn’t care about musicals.

The Joseph story gave Natural Money a biblical connection. And it was a usury-free financial system. The Bible, and the Quran even more, oppose usury, which was very suspicious indeed, not to mention that I lived in a town called Sneek, pronounced like ‘snake’, while there was allegedly a snake in Eden. It happens that A******* lived in a suburb of Eindhoven, which means Final Gardens, while the story goes that our journey is from the Garden of Eden to our final destination, the New Eden. And as a cherry on the proverbial pie, the Dutch capital Amsterdam often gets abbreviated to Adam, making it seem that I had been caught up in A*******’s fantasy world. Think of the preparation that has gone into making this happen. Sneek is over 1,000 years old. She could be God. And that was what the psychosis suggested.

Around that same time, a shabby old van with lettering De Windroos (The Windflower) had been parked in front of our home on the other side of the road. It had never been there before and had been there for several weeks. The lettering said it belonged to a furniture company from a nearby village. There seemed to be no reason for the van to be parked there for so long, so it began to attract my attention. Then, my sister-in-law noted that De Windroos is the name of a foundation helping people with psychosis. Not that she knew. And what was happening to me was precisely that: a psychosis. So, that was a most mysterious coincidence, almost spooky even.

It made me ask myself, ‘Are there mind control devices hidden inside that van causing my condition?’ One evening, I checked it out with my son Rob, who had also become curious. We took a flashlight to peek inside. It was nearly empty. There was only a suitcase, an ordinary suitcase, so not one with flashing lights and the like. There were no signs of suspicious activity. I later found out that the furniture company was in liquidation. The lawyer next door executed the liquidation. He held the van in custody and had parked it there. Nothing was worrying about that at least.

It was early December, the time of the Dutch festival of Saint Nicholas, a tradition giving presents and prank poems, which was, together with 1 April Fool’s Day, Ingrid’s favourite time of the year, as she was quite a prankster herself, but no match for the AlmighAlmightyy Eternal Prankster who had disguised Herself as A******* this time, after having been, among others, Mary Magdalene, to prank Jesus, or so I could surmise from the evidence, or so I could surmise from the evidence. We all know what happened to Jesus, so that explained my lack of enthusiasm. So Ingrid’s being a prankster was just part of the preparation for this, it suddenly seemed. We all know what happened to Jesus, so that explained my lack of enthusiasm. So Ingrid’s being a prankster was just part of the preparation for this, it suddenly seemed. In any case, Ingrid made me a present and added a poem, which was meant as a prank. It goes like so (it rhymes in Dutch),

The van that didn’t come,
but was already there

Whose van is that?
That van in front of the door.
It’s been there for a week
and gives off a strange smell.

That weird little van
is in complete control of you.
It comes from an upholstery company from Heeg,
and that is very suspicious.

You have already felt the door handle
But the door was locked
Today, you walked around it with your son
And you discovered something… oh my God!

A suitcase!
Just a suitcase, lying in that van.
What if that thing explodes?
What a disgrace to the street.

Be prepared
and stop whining.
Put this on your head,
then nothing can happen anymore.

The Merciful Saint

A most fitting present to go by that poem would have been a tin foil hat, but it was something else I don’t recall. The poem did not accurately depict the events: the van had been there for more than a week and didn’t smell. The title refers to a song named Het Busje Komt Zo (The Van Is Coming Soon) by Höllenboer, about two drug addicts waiting for the methadone bus that didn’t show up. It is also a well-known phrase in Twente, where I came from, meaning that they will take you to the loony bin soon. That didn’t happen, for I was aware of having a psychosis, making me cautious to act on the suggestions it gave. Among others, I didn’t leave Ingrid, thinking that if A******* wanted me for Herself, She could make Her intentions clear by coming over and taking me. That didn’t happen.

Curing memory loss

In the weeks leading up to the psychosis, Ingrid had added massive doses of curcumin to our food because she feared having dementia. Curcumin is an agent found in turmeric and used in curry powders. In early 2009, the gossip magazines had a windfall when Dutch celebrity Adam Curry left his much older wife, Patricia Paay, for a woman his own age. The furious left-behind Paay filled the tabloids for years to come. Among the noteworthy incidents is Paay pressing a hot bitterball on the head of a gossip journalist and threatening him with a more serious attack involving a much larger croquette. Ingrid is nine years older than I am, while A******* is my age. His first name was Adam, and his last name was Curry. Curry powders contain curcumin. Curcumin supposedly prevents memory loss, and suddenly, after being stuffed with that agent, I ‘remembered’ being the biblical Adam. It was the psychosis, of course, but this coincidence made it all the more remarkable. Ingrid believed that the curcumin had caused my condition.

My neighbour was a real estate agent. We discussed the credit crisis and the real estate market. Then he suddenly said, ‘This is quite strange. Two weeks ago, someone asked if your house was for sale.’ There had never been any interest in my house before. And it happened during the credit crisis, which made it all the more remarkable. As the psychosis had suggested that I might have to leave home soon, selling the house made sense. Ingrid and I decided to sell if there was a high bid. We had discussed moving to a smaller home earlier, so it was not an erratic move in itself. Even a second potential buyer turned up, but no one made a bid, so we kept on living there.

After, as part of the psychosis, discovering hidden messages in pop music, I set out to buy a portable CD player to listen to my old CDs and look for more. I went to an electronics shop and asked for such a device. The man behind the counter said it was an obsolete product. MP3 and MP4 players were in vogue. Then I tried my luck at another shop. The man behind the counter looked at me, flabbergasted, and said, ‘A portable CD player? Are you serious? Someone had just ordered one. The thing arrived a few just days ago, but now that guy doesn’t want it anymore.’ Well, if that isn’t coming in handy, then what is?

A few weeks later, the CD player’s earplugs had gone into hiding in a place I couldn’t think of. After a prolonged search that involved checking the usual places, I still hadn’t found them. It could be that God was making fun of me, once again, making me think, ‘Do You want me to kneel for You?’ I knelt then and saw an MP3 player lying on the ground, along with earplugs I could use. You get the picture. God was making fun of me.

My fortieth birthday was on 26 November 2008. At breakfast, Ingrid lit several candles and said there was a Christmas atmosphere. Afterwards, she blew out the candles and said they smelled like Christmas. Ingrid had never said this on my birthday before, so it contributed to the suggestion that I was the reincarnation of Jesus. That day, the terrorist attacks in Mumbai took place. I found out days later. What happened to me occupied my mind, keeping me from paying attention to the news. It seemed like A*******’s birthday present for me. It is not up to me to criticise God. I had never thought of God being a prankster murdering a few people here and there as a token of Her love. And it seemed better not to say no to this love, as I could be next in line for culling.

That same day, I met Bobby from Romania, who was selling the Street Magazine. He consistently called me lord instead of mister. The Dutch words for lord and mister are similar, so a foreigner can easily make such a mistake. Bobby lived in a holiday cottage on a campsite named De Blauwe Lantaarn (The Blue Lantern) with his wife and two children. He invited me there. When I arrived, he was waiting for me with a blue flashlight. The Dutch word for ‘flashlight’ is ‘zak lantaarn,’ which literally means ‘pocket lantern’. Hence, he showed up with a blue lantern. Strange. I gave him some money to start a new life in Romania.

Natural Money is a reform proposal for the financial system. Someone had copied it and published it on the conspiracy website Niburu.nl. Niburu.nl featured articles about NESARA, another reform proposal for the financial system. NESARA was a cult promoted by a woman calling herself the Dove of Oneness. At the time, I surmised it could be a cover for A*******. On 6 December 2008, I signed up for the email list. In the text body of the signup email, I placed ‘xxx’, just in case the Dove of Oneness was A*******. After signing up, the site displayed the following message: ‘Please note that it will take three days to process your request.’

Three days later, I came across a billboard advertising women’s underwear featuring a woman in her underwear. Next to her was the face of a man resembling Adolf Hitler. The advertisement’s text was, ‘Don’t make up, just break up.’ That was noteworthy as I supposedly was the reincarnation of Adolf Hitler, and A******* had claimed me for Herself. Had She broken up with P*****, and did She want me to leave Ingrid? That same day, Ingrid’s golden necklace, which I once gave her, broke. Ingrid felt that was a bad omen. She saw it as a symbol of our relationship. Also, that same day, I was in the swimming pool and saw the clock reading 13:13:13, which seemed like a bad omen. Yet, a psychosis is weak evidence, making me think that A******* had to make Her intentions clearer for me to leave Ingrid.

The next week, as I was leaving the swimming pool, the door malfunctioned. More precisely, I went out, and the door opened. Then I realised I had left something inside, and the door opened again. Then I wanted to go out again, but it suddenly wouldn’t open. No one had passed that door in the meantime, so it seemed to have something to do with me, and it looked like an invisible psi-force. The door stayed closed as more people gathered at the entrance, trying to get in or out. It took about 15 to 30 minutes for an employee to resolve the issue. By then, I had started resisting the psychosis and had decided not to act upon the suggestions it gave and to wait for more evidence, which didn’t come. The NESARA newsletter was crap, not suggestive of knowledge of monetary matters, so I discontinued the subscription a few months later.

The trumpets blow

On my father’s birthday, 12 December 2008, we visited him in Nijverdal. It was the day I learned about the new hobby of my parents’ neighbours: midwinter horn-blowing. They were blowing Midwinter horns all day. They had been doing that for several years at the start of winter, but it was the first time I heard them do it. The prediction that the blowing of trumpets would herald the End of Times made it seem eerie. By then, the psychosis had receded, and the telepathic connection with A******* had vanished, but I was still open to suggestion. When hearing these same horns blowing years later, they didn’t sound like trumpets at all. So, that is what suggestions can do with you.

The interior of the Catholic Church in Sneek perfectly aligned with my taste. I had been inside at the funeral of Ingrid’s mother a few years before. It was the most beautiful interior, even better than cathedrals. Could God have done this on purpose? So, I said to Ingrid, ‘Perhaps, we should visit the Church one more time and attend a mass.’ Ingrid was fine with the proposal, so we went there on 21 December. There weren’t many people. Most were ageing, so the prospects of this parish seemed bleak. And yet, the Church interior was as I had imagined, perfectly matching my taste. So perhaps God made it especially for me, or fiddled with my taste to make me appreciate that Church’s interior.

That evening, a few days before Christmas, there was a bright star in the sky. It was Venus, but it was unusually bright, much brighter than any star I had ever seen. Now, I had never paid much attention to the stars, so that doesn’t say much. Yet, the so-called Christmas Star became a topic on a few message boards. A spiritual guru from Bilthoven, the village A******* came from, had predicted its coming, which makes it a noteworthy coincidence. The guru further claimed that a Messiah would come soon. She had claimed that several times before, and those predictions had all failed, but this time there indeed was a Christmas Star. Perhaps God tried to make me believe I am the Messiah. There were indeed signs, if you can call these events that, but there was no further evidence, so plenty of reason to remain cautious about what they meant.

Ingrid tried to rent a cottage on Ameland. After a series of miscommunications with people offering cottages, she rented a cottage named Jutter, which added some juice to the coincidence. But there were two cottages named Jutter on Ameland, and Ingrid had rented one while believing she had rented the other. Later, the owner cancelled the booking because he had sold the cottage. Ameland was the island where A******* spent her holidays with her fancy man, P***** in 1989, in 1989, who might be the son of the former presenter of a famous Dutch pop music programme.

And it runs deeper. God might have interfered with my final exams at secondary school. Despite being the worst performer in the literature explanation, I received the best grade after praying that it wouldn’t be terrible. The teacher’s name was Amelink, suggesting a link with Ameland. A******* was often busy with cryptic crosswords. These are about hidden messages, while the explanation of literature is about the hidden messages in literature.

Next to the beach at De Banjaard in Zeeland, where we usually went when we stayed there, and where my parents had gone with my sister and me before, was a hotel. They refurbished it and renamed it Amadore. As AM were the initials of A*******’s first and middle name, and Her last name began with Dor. My parents went to that particular hotel once. Amadore is a hotel chain with multiple hotels in Zeeland. Yet Amadore ran a television advertising campaign featuring the De Banjaard hotel. Strange, but true.

In December 2008, my son Rob watched an episode of SpongeBob SquarePants. In this particular episode, someone lit a fire. SpongeBob takes place underwater. And so, I told Rob that we see water burning, a Dutch saying for seeing something extraordinary or impossible. A few seconds later, a siren began to wail, and a fire engine passed.

A few days later, we made a trip to Groningen. Ingrid noticed a damaged car by the side of the road. A few moments later, the vehicle in front of us broke down. It went on and on. A total of eight cars broke down on the road or stood broken down at the side of the road. The weather wasn’t unusual, but it was noteworthy, as you hardly ever see broken cars, and definitely not more than one during a single trip of that length. Well, well, those were the days. Strange things were happening nearly every day.

Meanwhile at work

Once, I bicycled to the office like I did every day. Next to it was the municipal health service, GGD. When looking at the lettering on the GGD building, perhaps because of the other peculiar events, a thought came up that GGD might stand for ‘Great God’. I then tried to convince myself that it was a stretch to believe that God was showing off Her powers and had put such a sign there. Then, I noticed a car in front of the GGD building with licence plate number 99-GRG-9 (the nines being numbers I don’t recall). GRG could also refer to ‘Great God’. A few days later, when cycling in the same spot near the GGD building, I thought, ‘Now that I have discovered that God exists, what could happen to me?’ Within a second, I ran into a flat tyre. Religious people have to keep the faith on far fewer signs or none at all, and they keep on praying. So, how could I not believe?

On my last day at work in 2008, I updated the agenda with my holidays, so my colleagues would know I wasn’t in. The programme malfunctioned and left out the end date. I checked whether I had specified the end date correctly, and I had. Then I tried again, verifying the end date, but the same error occurred. It could have been a software bug. Only, no one else had that same problem, which, in the light of all that had transpired, made the incident peculiar. It was God’s way of suggesting that it might be my last day at work, and that something might happen during the holidays. Nothing happened, as expected, so it was yet another prank. So God’s plans with me remained obscure.

The following transpired in March 2009. There were two colleagues named Rene in my team. One had a last name starting with an E. The other’s a last name that begins with an H. On that fateful day, an urgent situation required us to access a new system. Rene H knew the password but had not yet arrived. I asked another colleague for his number, and he gave it to me. I called Rene H on his mobile phone. After dialling the number, the phone rang. Suddenly, there was a switching sound, and then a woman with the same last name as Rene E. answered the phone. I excused myself to her. It was the wrong connection.

Then I told the colleague who had given me the number, ‘You have given me the number of the wrong Rene. Please give me the correct number.’ He told me the number was correct. I checked it with a few other colleagues, who confirmed the number. I redialled it, and the same kind of switching occurred again. I put down the phone before someone answered. Then Rene H arrived at the office. The number was correct. His phone was working, and he hadn’t forwarded calls to another number. It made some colleagues make funny remarks about Rene H messing with Rene E’s wife. A technical glitch was out of the question, so it must have been one of God’s pranks.

On 30 January 2009, there was a quiet hour at work. I browsed the Internet and discovered the website Waarmaarraar.nl (true, but strange), which features unusual news items. A particular story caught my attention. It was about a man sexually assaulting a woman who, at the same time, sexually assaulted him during her wet dream. The man’s name was Paul Kut. Kut is the Dutch word for vagina. The following day, I discovered I had had a wet dream that night, but I did not remember it. That is for the better, as I would otherwise have to report on that as well, as you would have been desperate to know.

As I work at the government agency responsible for traffic fines, the following sequence of incidents is noteworthy as well. Around 1995, I lived in Groningen and received a fine for riding my bicycle on the wrong side of the road. That shortcut could make you skip four traffic lights and save up to five minutes. So many people did that. Once, a police officer had positioned himself on that stretch to fine passing bicyclists. He asked me for an ID, which I presented. It was the day before my birthday, so I said, ‘This is a great birthday present.’ The police officer said, ‘Had it been your birthday, I would have let it pass.’

Many years later, probably in 2007, I received a parking ticket for parking in a forbidden spot in the forest near Nijverdal. There were other cars, making me think it was allowed. Had I read the signs, I could have known it wasn’t. We went for a walk, and all the cars had tickets when we returned. That happened to be precisely on my birthday. That made it a remarkable coincidence, since it was my second ticket, and there had been none between them. You could complain, so I wrote a joking complaint letter about a promise a police officer made over a decade earlier. Perhaps it was time to make good on the promise and let it pass, I suggested. As expected, the ‘complaint’ was dismissed.

That story did get a sequel, as I was to get a pass. A few years later, there was road work. One lane was closed, and a traffic light handled the traffic. Just before I passed, it turned red. Also, the car behind me drove on. A police officer stopped me and issued me a fine. I said jokingly to the officer, ‘I am going to save for that one.’ It would have been my third ticket, but it never came. Perhaps the police officer had shredded it because I was driving an old vehicle and appeared poor. When I discussed it at a birthday party, someone suggested I had destroyed that fine, since I worked for the office processing these fines. You must be careful with what you say. People gossip, and even when they are joking, these rumours spread, and your enemies will take advantage.

That third ticket came in nonetheless. In 2017, my sister had moved. The first time I visited her at her new home in Arnhem, I missed a sign saying the speed limit was 50 kilometres per hour. There was a speed camera on that stretch. I drove 63 kilometres per hour. The fine was €111, a remarkable amount.

Featured image: Joseph Interprets Pharaoh’s Dream, c. 1896-1902, by James Jacques Joseph Tissot. Public Domain.

College Noetsele

School Newspaper

When I was sixteen, the school newspaper suddenly retired. The editors lacked inspiration. It had become an infrequent occurrence, marked by political activism over cruise missiles and little to do with the school itself. They tried a new name, School Hangover, because the old name, Athok, was rather uninspiring, but for some reason, it didn’t bring in a new wave of writerly inspiration. My experience with the funny newspaper I made with my cousin led me to figure that I could be a school newspaper editor. My friend Arjen found it a good idea and contacted Erik to join the editorial board. Arjen believed Erik was a popular guy, which could help the newspaper. And even though I didn’t like him, I accepted him on the editorial board. Erik was an annoying individual. We had fought. He proved to have good writing skills, and his editorials filled the first page.

And so, the editorial board became Arjen, Erik and me. Arjen suggested adding another guy without writing skills to the board for his muscle. It probably was a joke, but I am not entirely sure. We figured we could write 6 pages every 3 weeks instead of 100 pages once or twice a year. We named the paper Ikzwetsia after a humorous paper that circulated among the fifth-graders a few years earlier. A classmate, Hendrik, added a few drawings. We filled the rag with juicy gossip about teachers and fabricated stories to make it more amusing. To show you what it was like, here are a few gossip items,

Mr. Van den Brink’s lessons from economics are not particularly interesting. Remarks from pupils, such as, ‘The snow goes more up than down,’ make this clear.

During a heated discussion, the truth came out. ‘We teachers are not people,’ said Mr. Blaak from mathematics. We had always thought this, but never dared to publish it.

At the school’s back entrance, a garbage container has been defaced with the inscription ‘new janitors’. So far, no one has dared to open this container.

Mr. Nauta from business accounting recently walked to the emergency building 400 without glasses, while he was supposed to be in the main building. He explained this coincidence with the strange statement, ‘You can only see from the inside if someone is crazy.’ Mr. Nauta forgot to mention that this can also be noticed in someone’s words.

There were also some rude jokes, like,

There is a particularly great interest in Mr. W in Hollywood. This interest has been the case since it became known that the ET doll is broken.

Some teachers were in a difficult spot. If we were aware of that, we didn’t make jokes about them, or we complimented them in disguise,

Mr. Kamps, from religion, does not believe in paranormal phenomena. So, we have at least one normal teacher walking around the school.

Mr Kamps had lost his son. These news items were facts mixed with fiction. There had never been any interest in Mr W******** in Hollywood, but he somewhat resembled ET. Somebody had written ‘new janitors’ on a garbage container. The part about no one daring to open it was a joke. Mr Kamps definitely said he didn’t believe in paranormal phenomena. Finally, Mr Nauta likely had forgotten his glasses and ended up in the wrong building, and he did explain the coincidence with that bizarre remark, but I wasn’t there when it happened. We also had political jokes like,

College Noetsele may be used in the film ‘Alexander Dobrin.’ In this multi-million dollar American feature film, several shots of the school building will appear. The film deals with the deplorable conditions in the Soviet gulags.

The conditions in the Soviet gulags were deplorable, and Americans were spending big on propaganda, selling us that message, or so was the intended meaning. Another item mentioned that a teacher, Mr Koster, was to take part in the film, as Karl Marx statue, that is. He looked a bit like Karl Marx and had the same posture and beard, so that’s why, not to mention the fact that he was an active member of the radical-left political party PPR (Political Party of Radicals). There was also a film section. A group of film enthusiasts who believed themselves to be cultured organised film evenings at school. Their film selection centred on artistic content. Not all of these films proved suitable for a conservative Protestant school. One of them, Narayama, featured a scene in which a man had sex with a dog. It generated a lot of ado, or, as Erik put it, ‘The suspense became too much for some people.’ They had left the building. Art must have a deeper meaning, and if that is absent, it must shock people.

Geraldine wrote some of the film commentaries. She was a girl in my class with a striking hairstyle, was a bit alternative, dressed in an outspoken way, and flaunted her interest in art and literature. Once she had written a particularly lengthy commentary on the classic All About Eve, I had shortened it a bit to fit the page, which offended her, probably because she believed the editing violated her artistic integrity. I didn’t see my writing as art, so it had to fit the available space, but she might have had a different view and believed that space had to adapt to her writing. Marilyn Monroe, who was building her career, played a small part in the film All About Eve, a noteworthy coincidence as it would later turn out.

In the paper, I indulged myself in writing an imaginary story about the school, a crime detective series with the Cultural Council, which had, amongst its tasks, overseeing the school newspaper. It had a secret service stealing the newspaper’s secrets. The editors were the police detectives solving the crime. It was a loony story featuring a teacher disguised as a standing twilight lamp, a preparation for a theatrical play that looked like a love affair between two teachers, a wild-west-style shoot-out and a dangerous-looking Basset hound with a degree in psychology. And it contained witticisms like, ‘He lay there as lifeless as a football match in Enter.’ Some children came from Enter, a village near Rijssen, and the guys were fanatic supporters of the local football club Enter Vooruit (Enter Forwards). So, apart from them, everyone had a good laugh.

Ikzwetsia became popular very fast and was a headache for the school board. Children brought copies home. Some parents complained, while other parents enjoyed reading the rag. We presumed the name Ikzwetsia would be telling enough, as it referred to the Dutch word for talking nonsense. But some people took it seriously nonetheless, so we added a cautionary note on the front page, saying, ‘Whoever takes this rag seriously is not taken seriously.’ Unlike the previous school paper, we didn’t need money from the school board. We covered the expenses with subscription fees. Sales also covered the funny newspaper’s costs, and we didn’t intend to become the school’s official newspaper, so I had prepared a budget.

Latest revision: 10 June 2026

Featured image: College Noetsele by Historische Kring Hellendoorn-Nijverdal, from MijnStadMijnDorp, CC-BY 4.0

1919 Cover of The Natural Economic Order

Feasibility of Interest-Free Demurrage Currency

Setup

Natural Money is an interest-free demurrage currency. It features a holding fee on currency and a maximum interest rate of zero on money and loans. The Natural Money currency is an accounting unit only, as the holding fee, which may range from 0.5% to 1% per month, makes the currency unattractive to hold. Therefore, the currency will not circulate, nor will someone invest in it. Cash, bank deposits, bonds, stocks, real estate, and other investments aren’t currency and therefore not subject to the holding fee. Not paying the holding fee and the curtailment of credit, and thereby inflation, caused by the maximum interest rate, can make lending at negative interest rates attractive.

Natural Money features a separation between regular banking, also known as commercial banking, which involves lending and borrowing, and investment banking, also referred to as participation banking, which involves participating in businesses. Regular banks guarantee returns to their depositors and use their capital to cover losses. Participating banks have shareholders who share in the profits and the losses. These two bank types should remain separated, even though one bank might offer both in distinct accounts. A commercial bank’s funds should be used only for lending. The maximum interest rate limits lending, allowing equity to replace debt in the financial system.

Evidence from history

There is little historical data on the subject of interest-free demurrage currency. Financial systems founded on interest-free money with a holding fee have never existed. There were holding fees and interest bans, but the combination of both has never existed. More importantly, a usury-free financial system requires a high-trust society founded on moral values where investments are safe, and is only feasible with the help of several relatively modern financial innovations. That all seems too good to be true, but we can have dreams. And so, the evidence from history is of limited value.

Several ancient societies have seen usury-induced economic crises. Extreme wealth inequality, often accelerated by usurious lending, regularly coincided with societal collapses. It is a recurring pattern that has existed since time immemorial. The Sumerians were already familiar with charging interest and its disastrous social consequences. Sumerian rulers began implementing debt jubilees as early as 2,400 BC, cancelling debts and freeing debt slaves. Other cultures, such as those in Israel, have banned charging interest. Israel also had debt jubilees every fifty years.

The Egyptian grain-backed currency existed for over 1,000 years, suggesting it provided monetary stability. Nevertheless, ancient Egypt has seen economic crises, often due to droughts causing crop failures, high taxation during warfare, or a weakening central government. The government mitigated famines with its grain reserves, but prolonged famines depleted these facilities, leading to civil unrest and, sometimes, a collapse of order. There is no evidence of social benefits of this money for Egyptian society. Charging interest was common, and Egypt had debt cancellations.

In the Middle Ages, the Church forbade charging interest. Christians, like Jews, were each other’s brothers and couldn’t charge each other interest. When economic life became more developed, the ban on interest became difficult to enforce. In the 14th century, partnerships emerged where creditors received a share of the profits from a business venture. As long as the share remained profit-dependent, it was not illegal, as it was a participation in a business rather than lending at interest.1 Islamic finance works with similar principles.2

In the 17th and 18th centuries, interest ceilings replaced bans. To circumvent the interest ceilings, a creditor and debtor could secretly agree on a fraud, whereby the creditor handed over less money than stated in the loan contract, so that the borrower actually paid more interest.3 More recent experiences with Regulation Q in the United States, which imposed maximum interest rates on bank accounts, suggest that a maximum interest rate is enforceable only if it does not significantly impact the bulk of borrowing and lending.4

An effective ban on usury requires a society grounded in moral values rather than profit. It requires us to live modestly and within the planet’s limits. It also requires societies to care for vulnerable individuals, so that they don’t fall prey to usurers. You shouldn’t charge interest, not merely because it is illegal, but because it contributes to something profoundly evil. That points to a broader problem. We should care about the world and consider the consequences of our actions. Even when what we do is legal, it doesn’t mean that it is good.

Implementation

To implement Natural Money, interest rates must already be low or negative. Attempting to lower interest rates when market conditions don’t justify that move would likely scare investors. Low interest rates require trust, which requires financial discipline, including fiscal discipline from governments. That doesn’t equal austerity, since governments earn interest on their debts when interest rates are negative. The transition preferably is a gradual process that the authorities communicate in advance. Whether that is possible at all remains to be seen, as the implementation may occur in exceptional times.

If there is still a functional currency, the first step is for the government to balance the budget. The second step is to decouple cash currency from the administrative or central bank currency. The move encompasses retiring central bank-issued banknotes and replacing them with treasury-issued banknotes. Not everyone will hurry to a local bank office to exchange banknotes, so the central bank-issued banknotes must be exchangeable at par for the new banknotes for a considerable period.

As long as interest rates are significantly above zero, a holding fee won’t bring them down. Setting a maximum interest rate can lower interest rates by curtailing credit, thereby cooling the economy. To avoid disrupting financial markets, the implementation must be gradual. The maximum interest rate should be high enough to avoid disrupting the economy. Initially, authorities could set the holding fee at a low percentage, or not at all. As interest rates fall, authorities can lower them.

The zero lower bound is a minimum interest rate. It operates like a price control by preventing interest rates from moving freely to the rate where supply and demand for money and capital balance. That is to the advantage of the wealthy, as they can take the economy hostage by demanding a minimum return on their investments. When returns are low, investors may prefer cash over investments, which can hinder an economic recovery. Economists call it liquidity preference.

Low interest rates can prompt lenders to seek higher yields and take on more risk. Low interest rates allow borrowers to take on more debt. Low interest rates can promote investments that become unprofitable when the economy slows down. A maximum interest rate can prevent these situations from happening. A maximum interest rate caps the risk lenders are willing to take and promotes a deleveraging of balance sheets, so that even low-yielding ventures don’t go bankrupt because of interest-bearing debts.

Issues with the maximum interest rate

A holding fee will cause few difficulties, but a maximum interest rate is more problematic. Insofar as the maximum interest rate affects questionable segments of credit, such as credit card debt and subprime lending, this is beneficial overall. More serious issues can emerge with financing small and medium-sized businesses. Partnership schemes can fill in the gap, but it is hard to predict how that will play out. The maximum yield on loans is zero, making partnerships more attractive, as they can offer higher returns.

There may be objections to the limits Natural Money imposes on consumer credit. Still, there is little doubt that a maximum interest rate can improve consumers’ purchasing power, as borrowers won’t have to pay interest. As a result, there are fewer borrowing options, which may lead to the emergence of black markets. To make illegal schemes unattractive for lenders, lenders who charge interest could lose the money they have lent.

Zero is the only non-arbitrary number, making it more difficult to change the maximum interest rate. That may happen for political or other reasons. The salespeople of usury can find plenty. If it is one, why not two? Zero is a clear line. A positive interest rate, no matter how small, contributes to financial instability. All positive growth rates compound to infinity, so once we start the fire of usury, it will eventually consume us.

A maximum interest rate seems feasible if it is above the rate at which most borrowing and lending occur, thereby limiting the effects on liquidity in the fixed-income market. A maximum interest rate creates room for alternatives, such as private equity and partnership schemes. These alternatives can supplement the fixed-income market and mitigate the effects of the maximum interest rate. A maximum interest rate is beneficial overall if it mainly affects questionable segments of credit, such as subprime lending.

In the case of bonds, the maximum interest rate of zero applies at the time of issuance. Due to economic circumstances or issues with the debtor, the interest rate may rise and enter positive territory. Likewise, governments may issue long-term bonds that may have positive yields if interest rates rise later on. That is not a serious issue, as long as the interest rate was zero or lower at the time of issuance.

A more serious issue is the risk of liquidity problems. When interest rates rise, less credit becomes available at interest rates of zero or lower. Interest rates might increase due to a strong economy with inflationary pressures. There are always economic agents that must borrow at all costs to meet their present obligations, so if they can’t borrow, they might go bankrupt. Businesses and individuals need to deleverage and arrange credit in advance, such as an overdraft facility, with their banks.

Another equally serious question is the profitability of banks with Natural Money. The lending business of banks will likely shrink significantly. The assumption is that risk-free lending will be profitable. But what if it isn’t? In that case, banks may need to lower the interest rates on deposit accounts to a level below the interest rate on short-term government debt. In that case, the cash interest rate may need to be lower than the interest rate on short-term government debt to make it work.

Inherent stability

Ending usury is impossible without investors having trust in the political economy or the political and economic institutions of the polity issuing the currency. The most trusted political economies have the lowest interest rates because their governments are fiscally responsible. Natural Money requires taking it to the next level. With Natural Money, to borrow, the government must find lenders willing to lend in the currency at negative interest rates. The government will be better off borrowing at negative interest rates, which provides an incentive for budgetary discipline. That is the foundation of stability.

Extracting a fixed income from a variable income stream contributes to financial instability. Fixed interest payments can bankrupt a corporation even when it is profitable overall. Interest contributes to moral hazard, as it serves as a reward for taking risks. Investors expect to earn higher yields on riskier debt, so lenders take on these risks. The more uncertain an income source, the higher the interest rate needs to be to compensate for the risk of lending, but the higher the fixed interest rate, the more likely failure becomes, which reveals the destructive consequence of interest being a reward for taking risks.

All parts of the financial system are intertwined. Individual banks can transfer these risks to the system. And so, the risk management of individual agents can increase the overall level of risk in the system. The payment and lending system is a key public interest, so governments and central banks back it. Banks take risks and reap rewards in the form of interest, while public guarantees back up the financial system. The arrangement leads to moral hazard, a mispricing of risk and private profits at the expense of the public. A maximum interest rate can end these problems.

A maximum interest rate causes a deleveraging and a reduction in problematic debts, which has a stabilising effect on the financial system and the economy. Individuals and businesses must already take action before their debts become problematic. Maximum interest rates can distort financial markets. Most notably, there will be fewer options for smaller firms to borrow. Partnership schemes should fill that void.

Interest payments also affect business cycles. The mainstream view is that central banks should raise interest rates during economic booms to curb investment and spending, thereby preventing the economy from overheating. A rosy view of the future prevails during a boom, so higher interest rates seem justified and borrowing continues for some time. When the bust sets in, the picture alters, and an overhang of debt at high interest rates worsens the woes. It would have been better if these debts hadn’t existed in the first place.

That makes a usury-based financial system inherently unstable. Natural Money changes this dynamic. When the economy improves, higher interest rates increase the attractiveness of equity investments relative to debt. That reduces the funds available for lending. The curtailment of credit will prevent the economy from overheating and avoid a debt overhang. When the economy slows, negative interest rates provide stimulus. In the absence of a debt overhang, the economy is likely to recover soon. A Natural Money financial system is inherently stable.

Featured image: 1919 Cover of The Natural Economic Order. Wikimedia Commons.

1. Simon Smith Kuznets, Stephanie Lo, Eric Glen Weyl (2009). The Doctrine of Usury in the Middle Ages. Simon Smith Kuznets, transcribed by Stephanie Lo. An appendix to Simon Kuznets: Cautious Empiricist of the Eastern European Jewish Diaspora.
2. Sekreter, Ahmet (2011). Sharing of Risks in Islamic Finance. IBSU Scientific Journal, 5(2): 13-20.
3. K. Samuelsson (1955). International Payments and Credit Movements by the Swedish Merchant Houses, 1730-1815. Scandinavian Economic History Review.
4. R. Alton Gilbert (1986). Requiem for Regulation Q: What It Did and Why It Passed Away. Federal Reserve Bank of St. Louis.