In September 2008, the banking crisis was getting out of hand. Things were falling apart. It seemed as if the financial system could collapse at any moment and that civilisation, as we know it, would end. Today, the 2008 financial crisis is a distant memory, but at the time, not only did the financial press worry. Panic was setting in. It was like 1929. I had long feared an apocalyptic financial collapse and believed that usury, or charging interest on money and debts, would be the underlying cause. On the surface, the cause may appear irresponsible lending, but interest is a reward for the risk of default. Without interest charges on debts, there would be no irresponsible lending.
The events prompted me to watch the animated picture ‘Money as Debt’ on YouTube and reflect once again on Silvio Gesell’s ideas about charging a holding fee on money and using it to eliminate interest charges. I penned down my thoughts about interest-free money with a holding fee, and tried to make an ordered, coherent whole of them. The idea had never seemed workable. Why should you lend out money interest-free if you can receive interest elsewhere? It is why economists didn’t look into it more seriously and why interest-free money remained a fringe idea, mainly attracting eccentrics like me.
Then, in the first days of October, I made a startling discovery. Banning interest promotes financial stability by preventing usurious lending, irresponsible lending, and unproductive financial schemes. That would improve the economy. Think of it like so. When credit card debt and payday lending at high interest rates disappear, people will have more disposable income, and you will have no usurers living off the work of others. That would be more efficient. It also reduces the need for government and central bank interventions to manage the interest-bearing debt. Usury requires government deficits and the creation of money by central banks.
That is because most of our money is debt. If you go to a bank and take out a loan, the bank creates money out of thin air, but you must pay back the loan with interest. You repay the loan with money borrowed by someone else. And the money you need to pay the interest doesn’t exist. Someone else must borrow that as well. On a larger scale, due to interest charges, we need to add extra debt to pay off existing debts with interest. To prevent the usury scheme from collapsing, governments run deficits and central banks print money, which leads to inflation. The inflation rate is often higher than the interest rate you get on a bank account. The profits are for the bankers, who receive huge bonuses.
Now comes the explosive discovery. The economy would do better without usury. If the economy performs better, the yield on investments would be higher, so an investor would receive better returns with negative interest rates. The difference comes from inflation. Without interest charges, there is no need for government deficits and money printing. The economy can thrive without more debt, so there would be no inflation. During the Great Depression, the Austrian town of Wörgl issued a currency with a holding fee. Those holding the money had to pay a 1% monthly fee to keep the money valid, so they would spend it rather than save it. And so, the money kept circulating, and Wörgl’s economy boomed while Austria suffered from the depression.
And so I figured that if the money is interest-free, the currency’s value rises more than the interest you would receive on an interest-bearing currency. Think of it like so. You can have 2% interest with 5% inflation or -2% interest with 0% inflation. The latter would be a better deal. The question then becomes, why lend out money with interest when interest-free money offers better returns? If the idea is that good, and the ‘Miracle of Wörgl’ suggests so, investors would bring their money to the interest-free economy, and the usury economy would collapse. If this became more widely known, the idea would spread and terminate the usury financial system forever.
Until then, I had always believed that interest-free money was sound in theory, but impossible in reality, because rather than good intentions, efficiency drives changes in this world, which is also the reason why we are doomed. The only constant in history is the strong killing the weak. But this money could be the terminator of usury, and a better future for humankind suddenly seemed possible. An incredible power seemed to lurk behind it. And making this knowledge public, I speculated, could unleash an unspeakable force. The Austrian central bank banned the Wörgl money, so we don’t know how it would have ended if it had continued. Perhaps, we would have lived in an entirely different world. A similar type of money lasted for over a thousand years in ancient Egypt. Had I discovered the secret that explains these successes?
That gave me serious doubts. How could the experts have missed it? I was an amateur. And amateurs who think they know better than the experts have become a plague recently. ‘Think for yourself and do your own research,’ has become the motto of a growing squad of nutters that the Dutch would call Wappies. ‘If it snows, that proves climate change is a hoax.’ You know the type. Everyone can gather random posts and articles from the Internet and create their own version of the truth out of thin air. I was anxious about getting it wrong, which made me doubt the greatness of the discovery. It might be a good idea, but it can’t be that good. And that is correct, a decade of research later confirmed, but it is possible nonetheless. And the proof also came as we have seen negative interest rates in the next decade.
Then, on a website promoting Gesell’s ideas, I found the following quotes,
‘The creation of money that cannot be hoarded will lead to a different and more real kind of property.’
– Albert Einstein
‘Gesell’s name will be a leading name in history once it has been disentangled.’
– H.G. Wells
‘The application of Gesell’s principle of circulation of money will lead the nation out of the depression within two to three weeks. I am a humble student of this German-Argentine businessman.’
– Irving Fisher
‘The future will learn more from the spirit of Gesell than from that of Marx.’
– John Maynard Keynes
‘Gesell’s work will initiate a new epoch in the history of mankind.’
– Prof. Dr. B. Uhlemayr
‘Gesell’s discoveries and proposals are of the greatest importance for centuries to come.’
– Dr. Theophil Christen
These brilliant minds agreed that something epic lay beneath the surface and that it could change the future forever. John Maynard Keynes and Irving Fisher were among the greatest economists of their time. If Keynes believed Gesell would make us forget Marx, I might have found out why. And so, the Miracle of Wörgl and the grain money in ancient Egypt may not have been freak accidents but a sign of something more. Ending usury, the scourge that had haunted humankind for thousands of years, seemed within reach. While considering the implications, the following song played on the radio,
Summer has come and passed The innocent can never last Wake me up when September ends Like my father’s come to pass Twenty years have gone so fast Wake me up when September ends
– Green Day, Wake me up when September ends
September had just ended. Silvio Gesell first proposed money with a holding fee in his book ‘Natural Economic Order,’ which he first published in German in 1916 as ‘Natürliche Wirtschaftsordnung.’ I figured that its abbreviation could be NWO, which stands for New World Order, not knowing that the German ‘Wirtschaftsordnung’ was, unlike in English and Dutch, one word. So, was my discovery meant to happen? Was it part of something bigger? These thoughts arose, ironically, because I didn’t see ‘Wirtschaftsordnung’ as a single word. It made me feel small and insignificant. Paranoia was creeping in.
What is less known, but definitely worth noting, is that the German Nazis also aimed to abolish interest and contemplated Gesell’s ideas. Gesell himself was not a Nazi, but a liberal and an internationalist. Adolf Hitler was more impressed by the ideas of Gottfried Feder, who had the same kind of moustache Hitler had. Feder had written ‘The Manifesto for the Abolition of Interest-Slavery’ around the same time Gesell wrote ‘The Natural Economic Order’ and proposed nationalising all banks and abolishing interest. Gesell argued for charging a holding fee on currency and not interfering with markets and banks.
I named the discovery Natural Money as a reference to the Natural Economic Order. Strange things began to happen. When I woke up at night, the clock always showed times like 2:22, 4:44 or 5:55, with no exception. That was creepy. Something seemed seriously off with reality. Then, my wife told me she was seeing those time prompts as well. Until then, I hadn’t told her that I was seeing them. Once you enter the Twilight Zone, it begins to affect you. Meaningful coincidences started to occur, making me open to suggestions. What happened around me and in the world seemed to interact with my thoughts. Even the covers and titles of the books in the bookshop at the train station in Leeuwarden radiated a sense of spookiness, with references to my situation. They call it synchronicity.
The animated picture Money as Debt started with a list of assassinated US Presidents who supposedly opposed the banking system, suggesting evil bankers were behind these assassinations, making me fear death under suspicious circumstances if Natural Money would get serious attention. Still, if a repetition of the miracle of Wörgl were to occur, the news would spread fast, and if it were that good, it would be impossible to stop. Killing me wouldn’t help. The Secret Service would be too late. Of course, I had worried far too much. I posted the idea on several message boards. Most people didn’t get it. I mailed the findings to 200 Dutch economic researchers. None of them was interested.
Natural Money had a more favourable reception on the message board of Opednews.com. It generated some discussion as some visitors saw the potential. Still, it didn’t lead to a further propagation of the idea. I also went to Strohalm’s office in Utrecht. They had been working on interest-free currencies for decades. The people of Strohalm received me politely, but they had other priorities. They had a promising project in Uruguay. Doubt crept in again. I didn’t know enough about monetary economics and the financial system to see whether it was an idea worth pursuing. And even if I was right, no one would listen, so I planned to give up and resume my life.
It was disappointing, but not as bad as being evicted from the dormitory by A* nineteen years earlier. To remind myself of that and make me feel better, I played the Sleepwalking album by Gerry Rafferty, the album I had come to associate with the events at the dormitory because of the lyrics of the first song, ‘Sleepwalking.’ And then I wondered whether A* had something to do with the discovery of Natural Money. Over the years, several incidents had occurred, suggesting that She was still interfering with my life. It didn’t take long before clues came up. There is a thin line between paranoia and psychosis. The lyrics of the fourth song of the album ‘On The Way’ were noteworthy,
Drifting along with the wind, telling yourself you can’t win It’s over, and now we begin, oh yeah, we are on the way … Only one woman, one man, just doing the best that we can There’s so much we don’t understand, Oh yeah, but we’re on the way Light shining down from the east, bringing a love that won’t cease
– Gerry Raffery, On The Way
In my bed, I was imagining again. By giving up, I had just told myself I couldn’t win. Was this just the beginning? The beginning of what? What did I not understand? What was this love that won’t cease? Was my destiny connected with that of A*? I had loved Her in secret all that time, but never thought, or even hoped, that we could be together. The distinction between my make-believe world and reality, which had been there since I was a child, began to blur. The lyric wasn’t specific, so the suggestion came from me linking the album to the events in the dormitory. And I might still have ignored it if it weren’t for the fifth song,
People come and people go, friends, they disappear There’s only one thing that I wanna know, tell me where do we go from here Everybody’s on the make, everybody’s trying to get ahead In a world like this, you just exist to feed the walking dead. … Lookin’ out on a world gone crazy, waitin’ for the fun to begin The race is on, yeah, they’re gettin’ ready, Jesus, what a state we’re in Meanwhile, down in my backyard, I’m sitting doing solitary Now that I’ve milked the sacred cow, I just worry ’bout the military. … Get ready Get ready
– Gerry Raffery, Sleepwalking
It is a strange lyric, and it made me think. Is the world about to go crazy, and is something about to start? We exist to feed the walking dead, which could be the defunct banking system, I reasoned. The phrase probably refers to what Karl Marx once wrote, ‘Capital is dead labour, that, vampire-like, only lives by sucking living labour, and lives the more, the more labour it sucks.’ I didn’t know that, so I made up my own interpretation. The sacred cow made me think of Joseph explaining the Pharaoh’s dreams, which is also not so obvious. Now, the story originates from a holy book, and one of the Pharaoh’s dreams involved cows, so that was the connection. Joseph introduced the granaries in Egypt, the story goes. Grain stored in these granaries became the basis of the Egyptian grain money, which, like Natural Money, had a holding fee to cover the storage costs.
These are some incredible leaps of thought that you wouldn’t make if you aren’t psychotic, so by then, I had crossed that line. Sleepwalking was the only album Gerry Rafferty had recorded outside the United Kingdom, and it was in the Netherlands, where I was living at the time. That was not a coincidence, I supposed, and I was right about that at least as it turned out. I had grown open to suggestions. Natural Money could change the world, some of the most brilliant minds had agreed on, and it was something epic, and it had to do with A*. And so, I was well on my way towards the shadow world where I was about to meet A* again after nineteen years. That evening, I felt A * trying to do a mind melt with me, like the Vulcans do in Star Trek, once again. This time, I didn’t resist. And there She was, on the other side. It seemed like a telepathic connection. By then, it was 11 November 2008.
Latest revision: 25 September 2025
Featured image: 1919 Cover of The Natural Economic Order. Wikimedia Commons.
Unemployment in the early 1980s was high, especially among young people. I had asked my mother, ‘What is the point of studying for unemployment?’ She stressed that there would always be room for the best. They had lived in poverty and had learned that you must work hard to earn your place under the sun. I never experienced poverty, but my parents kept reminding me that you shouldn’t take a comfortable life for granted. It made me work hard, possibly harder than everyone else. It was a conservative Protestant school, so that says something. In primary school, I didn’t see the point of working hard.
Occasionally, I knew more than my teachers. My father later told me about a mayor he knew. He had been my history teacher before he became a politician for the Christian Democrats. He told my father that I once had corrected him during the lessons. It annoyed him, so he checked his books during the break to discover I was right. He was not the only one. A geography teacher admitted I knew more than he did about Russia.
On the final exams, my average grade was the highest (8.6 out of 10). The scores were good but not outstanding and resulted from hard work. Some pupils had stellar degrees in mathematics without working hard, but not me. My average was good but not stellar. If I didn’t prepare for a test, which happened once, my grade dropped dramatically to 3.5. And so, the mathematics teacher, Mr. Blaak, had a field day and made jokes about me spending too much time on the school newspaper. And I never solved the Rubik’s cube, despite spending much time on it. It demonstrates I was not a genius.
My weak spot was explaining literature. It is about guessing the supposed motives of book authors. My scores were consistently poor, the poorest of the class. I considered guessing other people’s motives and decoding hidden messages in texts a waste of time. The authors themselves often marvelled at what the literature experts found out about their intentions from the books they had written. Art and literature were a lot of fluff about feelings, quite often imagined. And I did poorly at it, and it probably has to do with my Asperger’s Syndrome. With the final exams nearing, I began to fret and asked my teacher, Mr. Amelink, to give me additional practice exams. A teacher could only dream of such a fanatic pupil, so he was helpful, but the grades remained as poor as before.
Before the final exam, I prayed that the grade wouldn’t be too bad. Not only to my surprise, my result was the best of everyone, only equalled by Geraldine, a girl with a striking hairdo, a bit alternative, who dressed outspokenly and flaunted her interest in art and literature. Mr. Amelink was also amazed and suggested the extra lessons had made a difference. Another girl became curious about this feat. She said, ‘You have a mysterious way of winning in the end.’ I was too embarrassed to tell about the prayer. It was selfish to pray for a higher grade. People in Africa needed God’s help much more. And it could not be that God granted that wish, or could it? While doing the test, the questions appeared more concrete than usual, making it easier to answer them.
There is a subtle difference between speculating about hidden motives and understanding the meaning of texts. I was good at the latter. It inflated my grades, as explaining texts comprised 50% of the scores in English and French. If a particular English or French word was unfamiliar to me, I could still infer its meaning from the subject of the text, the author’s opinions and the purpose of the paragraph or sentence. By connecting the dots, you often arrive at the correct answers. I hardly made errors in these questions.
At the time, there was no reason to suspect God had anything to do with it. Still, later developments added a peculiar twist to this incident, as I may have uncovered messages from God in pop music lyrics. The teacher’s name, Amelink, suggests a possible link to the isle of Ameland, and Ameland was to become part of a set of peculiar coincidences. A song named The Foundling of Ameland refers to this island. It includes a scene with the foundling walking over the water. But that was still over twenty years into the future. And I disappointed my economics teacher. Had my grade for economics been slightly higher, I would have received a 10, and an economist would have come to the school to give me the diploma. My teacher had hoped for that.
After the terrorist attacks of 11 September 2001, a right-wing populist politician, Pim Fortuyn, gained popularity because traditional politicians had failed to address the growing unease of the Dutch about Muslim immigrants. Fortuyn promoted a messianic personality cult. He called himself the Son of the People of the Netherlands. About the leader the Netherlands needed, Fortuyn wrote in his book De Verweesde Samenleving (The Orphaned Society), ‘A leader of stature is Father and Mother in one. He dictates the law and watches over the cohesion in the herd. The skilful leader is the Biblical Good Shepherd.’ Fortuyn anticipated the coming of the Great Leader of the Netherlands as he wrote, ‘Towards a Father and a Mother, on the way to the Promised Land,’ and, ‘Let us prepare for his arrival so that we can receive him.’ He posed himself as a Messiah. That was a reason why I didn’t like him. Perhaps you can see the irony of that.
Fortuyn called Islam a backward religion and claimed Western civilisation was superior. Christians and Many Muslims hold on to a medieval worldview. Still, Islam opposes interest charges on money and debts, and I believed that interest was one of the grave threats to civilisation, so my views of Islam were more favourable. The secondary role of women in Islam is not something worth copying, but we could learn something from Islam nonetheless. Even more so, out-of-control technology might end human civilisation, either by some apocalyptic event or by altering humans so humans cease to exist. You can’t blame Islam for that. It is Western civilisation that has brought us to the apocalypse. And if you must choose between doom and women wearing headscarves and backward practices like honour killings, the choice is not that difficult. We are on a road to nowhere,
We’re on a road to nowhere Come on inside Taking that ride to nowhere We’ll take that ride I’m feeling okay this morning And you know We’re on the road to paradise Here we go, here we go
Talking Heads, Road To Nowhere
Ironically, the song says that the road leads to paradise. The West can take pride in that. Previous generations have worked very hard to get here. Everywhere Fortuyn went, there was chaos and conflict. He seemed to enjoy it. Perhaps establishment politicians didn’t like him because they feared he would undermine society by causing division and conflict. The Netherlands had a consensus-building tradition called the Polder model for over a century.
False Messiah
Fortuyn saw himself as the coming Great Leader of the Netherlands, but history took an unexpected turn. On 6 May 2002, a left-wing loner assassinated him. It was an event that shocked the Netherlands. ‘The bullet came from the left,’ Fortuyn’s supporters claimed. That might seem so at first glance, but exactly 911 days later, an Islamic fanatic murdered the Dutch filmmaker Theo van Gogh. That is noteworthy because Fortuyn’s sudden popularity was closely linked to 9/11, while Theo van Gogh had just finished 06/05, a motion picture about the assassination of Fortuyn. Van Gogh was killed on 2 November 2004 (11/2 in American notation), while 112 is the European emergency services telephone number. That points to the hand of God. The Bible has warned us of false messiahs. I hope you can see the irony of that as well.
Jan-Peter Balkenende
Fortuyn aspired to become Prime Minister. Instead, Jan-Peter Balkenende got that job. He looked like an apprentice from the Hogwarts School of Witchcraft and Wizardry. Harry Potter became his nickname. And that was not a coincidence, as the Netherlands was in for a massive bout of magic. Captain Decker, a song by Boudewijn de Groot, has the following lines,
Captain Decker, Flying Dutchman, climbs above the timeless space machine you’re living in, starts to turn you inside out, he needs you to know what he was really all about
Captain Decker, Boudewijn de Groot
The timeless space machine could refer to the place where God is living. A Dutchman may need God to know what he is about. The animation picture Kroamschudd’n in Mariaparochie of Herman Finkers dwells on the possibility of Christ being born in Twente. My birthplace is Eibergen, just over the border in Achterhoek. In the 1980s, there were plans to create an independent province of Twente that included Eibergen and Nijverdal. Finkers came from Almelo, like Ilse DeLange. DeLange’s fourth studio album, The Great Escape, plays a central role in God’s messages in pop music.
World peace
In December 2008, there were many strange incidents. One of them was that the candy vending machine delivered a message at my work. Often, I went there to fetch a Twix bar. This time, the machine malfunctioned and failed to produce a Twix. It repeatedly misfired. That had never happened before, and to my knowledge, no one else had trouble with the machine that day. After trying three different options, it finally worked after choosing option 22, a Nuts bar. That was nuts, even more so because 22 = 11 + 11.
It was about to get even nuttier. To me, 11:11 represents a strange coincidence that has two parts. The next day, I bought a bag of potato crisps from the same machine. This time, it worked fine, but after opening the bag, I found a small piece of paper with the crisps. It was a temporary tattoo with the following Chinese text:
世界和平
A colleague knew a Chinese man who translated it for me. The characters stand for world peace. No one else did get a temporary tattoo with a bag of crisps. It was a production glitch. The paper had slipped into the bag, perhaps from another product line, and this bag happened to end up in my hands. Remarkably, my colleague Ronald Oorlog was absent that day. He had fallen ill. His last name, Oorlog, is the Dutch word for war. Now, that is a funny coincidence. Another colleague, Rene H, joked about the text, saying, ‘World peace is what Miss World would say she wanted after winning the prize.’
Linking it to Sneek
A nursing home in Sneek is named Nij Nazareth (New Nazareth). It might indicate that the Second Coming comes from this particular town, which was, by some miraculous accident, also my town of residence. To rule out it was a regular occurrence that would make the coincidence less impressive, I googled for buildings with similar names in other places, but nothing came up. Perhaps I was making too much of this coincidence. In the song Het Sneker Café, the unrivalled poet of the Dutch language, Drs. P, mocks the making of outlandish connections to a pub in Sneek,
There once was a girl of seventeen years of age, the only child of a wine merchant, who sought shelter in the Jura, because she was lost on a trip. She found an unoccupied house at the edge of the forest, and felt from the outset that this is not right. She took a glance at the window and what appeared: Inside was the skeleton of a salesman in toiletries, who had been missing for years and had once stayed with his uncle and aunt in Bordeaux when he was young. And there, they had almost exactly the same type of lampshades as a small pub in Sneek.
Drs. P, Sneker café
That is scary indeed. The song reveals a few more equally sinister connections and concludes,
You see now how the pub again and again affects the social interaction. How here and there, and yes, even overseas one stumbles upon this pub from Sneek. It’s inexplicable and almost occult, something that fills the world with trepidation.
Drs. P, Sneker café
Pope end times prophecy
In early 2013, an Australian poster on the message board godlikeproductions.com claimed he had been seeing 112 coming up in the media unusually often. He started a thread named 112 Keeps Coming Up In The Media. Other posters joined in with their selective bias, and they found a lot of 112 popping up in the media. It is the European Emergency Services telephone number, while I had lived in room 112 on that fateful dormitory, so the thread attracted my attention. The discussion remained active for several weeks. During that time, Pope Benedict XVI suddenly resigned on 11 February 2013, a highly unusual move. He was the first pope to step down in almost 600 years.
That became excellent material for this thread. 11 February is also the 112 European Day to celebrate the emergency services telephone number. 11 February is 11/2 in European notation, and 112 is the European emergency services telephone number, so that is why. You must admit that the European bureaucrats have found a most peculiar occasion to throw a party. In any case, the Pope’s resignation came unexpectedly, like a bolt from the blue. And lightning struck the Vatican a few hours after the Pope had resigned. It made several people wonder, so the thread came back alive.
Pope Benedict XVI’s resignation on 112 European Day is also noteworthy because of the 112th Pope End Times Prophecy attributed to Saint Malachy. The prophecy alleges 112 popes would reign, starting with Celestine II, until the End of Times. Benedict XVI was the 111th Pope. His resignation prepared for the arrival of the 112th Pope, who supposedly would be the last Pope before the End of Times and Jesus’ return. It made me curious, so I investigated the matter and discovered Saint Malachy had died on 2 November (11/2 American notation) 1148 and added that to the thread. My psychosis occurred in 2008, and if its message is correct, that prophecy is remarkably close. The same holds for Finkers’ animated picture of Christ being born in Twente. Likewise, my superstorm prediction was too accurate to be a coincidence, yet it was not precise. These prophecies tend to be somewhat off the mark for some reason. Perhaps you can see the irony of that as well.
In the 2000s, it struck me that nearly all empty cigarette packages dumped on the street were of Marlboro Red. And so I began to pay attention. There were one or two Camels and a few others, but almost all were Marlboro Red. Marlboro Red is the most popular brand. Its market share in the Netherlands is nearly 30%. The second-largest brand has a market share of under 10%. But if you had to make a guess based on discarded empty packages, you would think Marlboro Red had a market share of 95%. It was not scientific research, but my observation and my wife’s. We made jokes about it. We didn’t make tallies, but it was like that. Cultural differences are a big issue. That I had already learned as a student. Marlboro Red smokers often dumped their garbage on the spot, while other smokers rarely did. So, if you’re looking for a jerk, check who’s smoking Marlboro Reds.
You might think that littering isn’t that bad if you compare it to the horrors of warfare, dumping chemicals, the abuses in the meat and dairy industries, and the cutting down of rainforests. Still, disrespect for Creation and God begins with littering. It is also a matter of upbringing, thus culture. Some countries are clean, while others are a mess due to people disposing of their garbage wherever they see fit. And so, it’s pretty easy to spot jerks. Those who litter are. Jerkdom is part of a culture of not caring. We buy the products of corporations that dump chemicals in the ocean and complain about the poisoned fish we eat. There are worse offences. But it starts with littering. Next comes graffiti, which only those who make it consider art. Then comes destroying property. If you want to go further and cause more harm, you might consider buying something, such as new clothes.
If 30% of the people dump 95% of the garbage, the remaining 70% is responsible for only 5%. Marlboro Red smokers were 44 times as likely to dump their trash on the street as other smokers ((95/30) / (5/70) = 44), a striking conclusion. It is not a coincidence because the sample was large enough to make the finding statistically significant. It is more complicated to do this investigation today. You still find cigarette packages on the street, but it is hard to identify the brand name among the scary pictures of cancers and other horrible diseases you get from smoking. Marlboro Red smokers differ from other cigarette smokers. You can call it culture. Culture can explain the deviant behaviour of groups of people who share common characteristics, such as smoking Marlboro Red.
The Marlboro Man embodies careless living in a consumerist society, which apparently includes discarding one’s garbage on the spot. Our brand choices reveal a great deal about our personalities, so marketers have done their jobs well. A politically correct person would say I am stigmatising Marlboro Red users. There could be something wrong with my sample. The sample may have flaws, as I live near a train station where young people gather, but I have also noticed this elsewhere. The difference is so stark that it can’t merely be an error in the sample. Even if the sample correctly reflects reality, perhaps only 0.1% of smokers discard their cigarette packages on the street, so only a tiny minority of 4.4% of Marlboro Red smokers might do so. Perhaps that is correct, or perhaps not, but 44 times as much is an eye-popping difference.
If you intend to tackle the problem of littering cigarette packages and have a limited budget, target Marlboro Red users to achieve the maximum result. Otherwise, you are wasting money. And who wants to waste money? Okay, stupid question. Plenty of people buy Rolex watches. I envision Marlboro Red smokers as jerks who don’t care, thus people who might piss through your letter box, or throw fireworks in it. That is what I imagine, but I might be wrong. Perhaps they are people like you and me, who might be friendly, own a dog, have a job, and look after their neighbours. Reality never ceases to surprise me. If I meet an individual, this person usually doesn’t conform to my prejudices about the groups to which he or she belongs. A group consists of individuals, and although they may share common traits on aggregate, each individual is very different. And there are behaviours like littering that occur more in certain groups than others. Our prejudices about groups have a basis in reality. Still, our prejudices aren’t reality. If you only see Marlboro Red packages on the ground, you may imagine that Marlboro Red smokers are all littering jerks who don’t care. However, it could be a minority, a small minority even.
Can I trust my dentist?
How do cultures emerge and develop? History and circumstances go a long way in explaining that, as the following example illustrates. When I go to a general practitioner, I trust this person. When I visit the dentist, I have more doubts because of my personal experiences and those of others. General practitioners and dentists are similar medical professions. In the Netherlands, a general practitioner doesn’t benefit from the advised treatments, while a dentist does. You have to trust medical professionals, but you can’t always. In a free market, doctors will prey on desperate people. To prevent dental professionals from taking advantage of me too much, I see the dentist only once a year rather than twice, which is the generally accepted guideline. So what happened?
As a child, I had the same dentist for over fifteen years, an old-fashioned one for peasants like me who didn’t propose treatments unless they were necessary. He told me I could wear braces, but it wasn’t necessary for my teeth’s health. I didn’t care about looking perfect, so I still live with the consequences, but they have never bothered me. After all, I wasn’t entertaining a career that would put me at risk of appearing on television.
After leaving my parental home, I selected a new dentist. The first thing he did was take X-ray pictures. Then he said a cavity was developing underneath one of the fillings. Well, what a coincidence. That had never happened before. And coincidences are suspicious, and much more than my suspicious mind could imagine back then. Then the dentist showed me the picture and pointed at a dark spot. There was another filling with a dark area beneath it, and I said, ‘You can see a similar blot here.’ He replied, ‘That is something different.’ I am unqualified to evaluate these X-rays, but both areas were similar, so the dentist lied. Had he not shown me the photograph, I would have believed him. It made me suspicious and overly critical of what dentists were doing.
Before he could treat my tooth for the supposed cavity, I came up with a lame excuse and selected another dentist. A few years later, I had a colleague who had married a dentist. She previously had lived in the same neighbourhood. Her husband was in training at the time. And so, she had been seeing another dentist, who happened to be that one. She told me she had had a row with him. I wasn’t the only one who had smelled a rat there. Her husband was a dentist-in-training, so she probably had valid reasons for quarrelling.
That was a peculiar coincidence indeed. What are the odds of her having the same dentist, given that her husband was a dentist in training, which would provide evidence to support my suspicions being well-founded? Thirty years later, the tooth and the filling were still in place. I later moved again and found an old-fashioned dentist. He was like my first dentist, so I trusted him. He often performed dental cleaning. That usually took ten minutes, and it cost € 21. After ten years, he joined a practice with some other dentists. Shortly after that, he retired.
My next dentist didn’t perform the dental cleaning. Instead, he sent me to a dental hygienist. That treatment lasted twenty-five minutes and was a lot more expensive. Instead of € 21, I paid € 62. Standards do change, but I doubted the sudden need for 150% more cleaning. But if my dentist advises the treatment, who am I to disagree? After all, he is the expert. It is best to accept the assessment of medical professionals unless you have proof they are wrong. I worked harder on brushing and cleaning my teeth. After eight years, my dentist said my teeth were in good shape and clean. There was a tiny bit of tartar, so he advised me to see the dental hygienist anyway. The dental hygienist could have stopped after ten minutes, but she went on to arrive at twenty-five, so she could charge me for that, or so I thought. Probably, the treatment was always twenty-five minutes, regardless of the condition of the teeth. I found that dubious and looked for another dentist.
It would only get worse, even though not at the beginning. A new guideline stated that dental hygienists could do the periodic dental check-up. The following year, the dental hygienist combined the check-up with dental cleaning, making the most of the allotted time financially. I went there for thirty minutes. She billed me for thirty minutes of dental cleaning and also charged me for the check-up. A decent check-up lasts ten minutes, so you might expect a check-up and twenty minutes of dental cleaning if you are there for thirty minutes.
I was too surprised to protest. And I wasn’t sure. Had I checked the clock correctly? The following year, she did it again. Additionally, she charged me for taking X-rays and evaluating them. How can you do all that in thirty minutes if you already spend thirty minutes on dental cleaning? It doesn’t add up. The dentists had decided to take pictures every three years instead of five, which means more money for them. And she was double-charging me. Dental cleaning was € 160 per hour at the time, which was what I brought home after a day of work. Many people work longer for that money. To charge that per hour wasn’t enough for her, which is particularly nefarious.
After returning home, I emailed her to request clarification. She didn’t respond, so I filed a complaint with the Dutch Association of Dentists and looked for another dentist. In my complaint, I protested against the double charging and noted that questionable ethics appear customary in dental care. When I was young, there were no dental hygienists. My wife once said, ‘The dental hygienist is a new profession created out of thin air.’ She had left a dentist because he required her to see the dental hygienist without first examining her teeth to determine if that was necessary. I have heard stories from others of dentists overcharging or doing unnecessary treatments. And so, my suspicions, even though overdone perhaps, aren’t baseless.
My next dentist also advised dental cleaning. And this time, I was with the dental hygienist for forty minutes, and she billed me accordingly for € 119. Over the past fifteen years, the time spent on dental cleaning has increased by 300%, and the cost has risen by 467%. I take much better care of my teeth than I did twenty years ago and began using toothpicks, but it doesn’t show up in the dental cleaning cost. It can’t be that all these dentists and dental hygienists are lying. My teeth accumulate tartar no matter how well I clean them. I put up the ante once again, brushing my teeth three times a day, and it finally showed in reduced dental cleaning time in the years that followed.
The parabolic rise in dentist costs is mainly due to changing standards. Dental cleaning improves the health of teeth. My dentist now wants to take photographs every two years, whereas it was every five years a few decades ago. At some point, the benefits of increased cleaning and more photographs become minimal while the costs escalate. We have passed that point, but no one has put a halt to it. More and more people can’t afford dental care, and their teeth’s health suffers. General practitioners usually don’t benefit from the treatments they recommend, leading to very different professional ethics.
It demonstrates how a culture can emerge from circumstances and history. Dentists have a financial interest that promotes unnecessary treatments. Claiming a cavity is developing above a filling while there is not is outright lying. You have to be evil-minded to do that. But giving more treatments than necessary is a matter of debate. Dental cleaning and X-rays are suitable for opportunistic money-making schemes. The same trend is visible in veterinary practices. Douwe, our cat, suffered from kidney failure. We had spent hundreds of euros on tests, but the vets found nothing. We spent hundreds of euros more on special diets sold by these vets, but Douwe’s condition only deteriorated. Then we visited an old-fashioned vet who examined Douwe by feeling with his hand. He found the problem and euthanised Douwe. It cost € 30.
Modern veterinarians don’t physically inspect the animals but instead perform tests, charging over 1000% more. Physical examinations are bad for business. Vets make much more money from conducting tests. As a result, many pet owners can’t afford veterinary care, so either the animals suffer or their owners get into financial trouble. Today, there are expensive treatments that the wealthy can afford, like surgery. My father has spent over € 5,000 on surgery for the leg of his dog. An old-fashioned vet would have amputated the leg, as the animal could still walk on three legs. In hindsight, that might have been better because the surgery failed, so the dog had to undergo the procedure a second time. After that, the ailment returned, so a third surgery followed. My father had the dog euthanised because it was in pain.
You can’t blame only the vets and dentists for the cost explosion. Modern humans view their pets as family members rather than just pets and want the best for them, just as they do for their children. And they want perfect teeth rather than just healthy ones. Only, many people can’t afford it. Vets make tons of money. They now retire early, purchase luxury mansions and travel around the world. Vulture capitalists smell opportunity and are buying up veterinary practices. And so, it will only get worse. It shows that a group culture can be a problem. Most veterinary and dental care professionals think they are doing a good job and would object to outright fraud. The problem, however, is changing standards within their profession. It reflects the prevailing mood in society, where greed is now considered good. Most dental care professionals and vets are unaware of the damage their cultures and professional values cause.
The politically incorrect
It is okay to say that, but once you apply the reasoning to ethnicity, you step into a minefield. These differences can be an excuse for racism and discrimination. Racism is widespread, and discrimination is even more so. Typically, stereotypes are rooted in reality, which complicates the issue. Racism and bigotry are undesirable, but if you have reason to have grudges against specific groups, these grudges might express themselves as racism. You might as well hate Marlboro Red smokers and dentists. The standard politically correct answer is that most people from minorities are good people, just like most Marlboro Red smokers and dentists are. Additionally, the ethnic group to which you belong can also cause trouble for other groups. Whites caused the most trouble in history.
Usually, a minority in that group causes trouble, but that minority can make a neighbourhood unsafe. And people from a group don’t rat out each other, so that they can be part of the problem. There has been growing negativity surrounding immigration recently. That is not only because of the numbers, but also because of the crime. However, the image you get from the evidence you see is not reality itself. If most suspects of burglary have a particular skin colour, you might think they are all criminals, while it is usually a minority. Even when differences are relatively small, the groups in question pose a problem. If the percentage of criminals in the population rises from 1% to 2%, you need twice as many police, courts and prisons. And if you can’t discuss these issues, you also can’t discuss the problems the majority causes.
Usually, a minority in that group causes trouble, but that minority can make a neighbourhood unsafe. And people from a group don’t rat out each other, so that they can be part of the problem. There has been growing negativity surrounding immigration recently. That is not only because of the numbers, but also because of the crime. However, the image you get from the evidence you see is not reality itself. If most suspects of burglary have a particular skin colour, you might think they are all criminals, while it is usually a minority. Even when differences are relatively small, the groups in question pose a problem. If the percentage of criminals in the population rises from 1% to 2%, you need twice as many police, courts and prisons. And if you can’t discuss these issues, you also can’t discuss the problems the majority causes.
It works two ways. Host societies have varying ways of dealing with immigrants. The gang violence among immigrants is worse in Sweden than elsewhere. The Swedes tend to keep to themselves, and it isn’t always easy for foreigners to integrate into Swedish society. Many countries have volunteers who care for asylum seekers and help them settle. It is probably not a coincidence that my worst hitch-hiking experience as a youth occurred in Sweden, where my cousin and I waited for over seven hours for a lift despite the heavy traffic. Nowhere else had I waited for much more than an hour, and I have hitch-hiked in seven countries. Whatever the cause may be, these gangsters commit these crimes, not the Swedes who allowed them into their country. Still, there must be a reason why the gang violence in Sweden among immigrants is worse than elsewhere.
When harmful conduct relates to culture, the politically correct response is often that only a minority is involved in it. Why do mass shootings occur far more often in the United States than elsewhere? The politically correct gun lobby would argue that only a tiny fraction of Americans go on a shooting spree. The image you get is not reality itself. If there are mass shootings in the United States nearly every day, you might think Americans are gun-obsessed nutters, while it is a small minority. Still, there are mass shootings all the time, so it sets the United States apart from other countries. The problem is not gun ownership. Liberals might think that stricter gun laws will solve the problem. More stringent gun laws will never happen because the problem is not gun ownership but gun culture.
When there is no gun culture, gun ownership wouldn’t pose such a problem. European countries, such as Finland and Switzerland, also have widespread gun ownership. Still, random mass shootings are a typical American phenomenon. America has a gun culture and a belief that guns are a preferred way to solve problems. American police are over 60 times as lethal as their British counterparts (33 versus 0.5 fatalities per 10 million inhabitants in 2022), which is an appalling statistic. Still, several countries have far more violent police forces. These numbers relate not only to the amount of violent crime. Compared to films from other countries, American films overflow with excessive violence, including gory details like bullets penetrating bodies and tearing flesh apart, which Americans somehow seem to be particularly interested in. The hidden suggestion is that killing other people is business as usual.
Ethnic groups have cultures. We picture Americans, Chinese, Germans and Arabs like we picture lawyers and construction workers. Our prejudices may accurately identify group characteristics, but will often fail us in individual cases. Suppose all the cookies are gone on Sesame Street, and you must find suspects. Would you not select the big-mouthed, blue-haired ones with a taste for cookies? That is also profiling. But perhaps it was one of Ernie’s pranks. If you did not think of that, you are prejudiced. We base our prejudices on experience and facts, as well as fiction and rumours. Only the facts do not base themselves on our prejudices. We often forget about that. Not all dentists are greedy money-grabbers, likely not even most. Although some minority groups cause more trouble than others, most individuals within these groups probably do well. Still, cultures and societies are Big Things, even though you can’t precisely define or measure them.
Intentions and arguments
In multicultural societies, people from certain ethnic groups often face greater difficulties and cause more problems than others. That undermines the fabric of society as much as racism and discrimination. It is one of the reasons why right-wing populism is on the rise. Culture often coincides with ethnicity, so the resentment can express itself as racism, which allows racists and bigots to have their say. That was the reason for having political correctness. Policymakers have long hoped that maintaining a friendly atmosphere and helping disadvantaged groups would help to reduce these problems over time.
The validity of an argument doesn’t depend on the intentions of the person making it. That said, there is a wide array of possibilities for misrepresenting the facts, so intent usually matters for the quality of the argument. Activists are cherry-picking incidents to present a picture of a group causing trouble. I could have photographed discarded, empty Marlboro Red cigarette packages on the street to illustrate that Marlboro Red smokers are littering jerks. Although there is some truth to it, it is not the truth itself.
Our cultures and values play a crucial role in how we view society. Groups that pose problems often share a belief that the society in which they live is not their own. ‘It is a white man’s world,’ a black man might say. You may become angry or frustrated when you fail in society due to circumstances you believe are outside your control. You may not understand the unwritten rules or know the right people to get ahead. Even when we are equal before the law, we are not in reality. It is not always easy to determine to what degree you can blame society, the individual, or the groups to which individuals belong.
Ethnic profiling
Cultural differences are why authorities engage in ethnic profiling. Culture coincides with ethnicity. In the Netherlands, crime rates vary by ethnic group. Criminals are a minority in every group, but the differences are significant. People of Antillian, Moroccan, Surinamese and Turkish descent are, on average, three times more likely (2.4%) to be crime suspects than native Dutch (0.8%). It has a magnifying effect, as it influences how the native Dutch think of these people. When you see pictures of crime suspects, they often have, as the Dutch call it, a tinted skin, meaning they aren’t white. It can give you the impression non-whites are all criminals, just like you can get the impression that all Americans are gun-wielding nutters or that Marlboro Red smokers are jerks. It can make you distrust people who aren’t white, most notably when you hardly know them.
The relationship between ethnicity and crime can be misleading. There is a coincidence between income and crime. And these minorities have relatively low incomes. A good question is why people from certain ethnic groups have low incomes. That relates to culture, but it is not the only explanation. Many immigrants came to Western Europe for low-paid jobs that required little education. Their parents had little education. Education was not a high priority for them, so their children often ended up with little education. Even when income explains crime rates better than culture, culture still plays a significant role in income, most notably through attitudes towards education and work. It is something we can’t ignore as specific types of conduct relate to particular groups.
Diversity policies, such as hiring persons from disadvantaged groups, can help improve society. However, the result can be that better-qualified people don’t get the job because of their skin colour or gender, which is discrimination. And, if you don’t hire the best people for the job, the quality of your product or service can come under pressure. On the other hand, without diversity policies, talent may go to waste. You can train talented people when they lack education. The Dutch government invested in the education of minorities rather than promoting diversity in hiring. Equalising opportunities with education seems a better approach than lowering standards.
Ethnic profiling is controversial. It has undesirable consequences, as the following example demonstrates. Suppose a country consists of two ethnic groups, which are Group A, 2/3 of the population, and Group B, 1/3. Assume further that people in Groups A and B are each responsible for 50% of Fraud X. Hence, people in Group B are twice as likely to commit Fraud X as people in Group A. To combat fraud effectively, you can only verify individuals from Group B to achieve the maximum result. You could apprehend twice as many fraudsters with the same effort. But now comes the catch. You don’t check on people from Group A, so only people from Group B end up in prison. While responsible for 50% of the fraud, Group B receives 100% of the punishment. That is discrimination.
Some call it racist, but the reason for ethnic profiling can be a risk assessment related to cultural characteristics, not ethnicity. In this hypothetical case, it is the likelihood of committing Fraud X. Also, in that case, ethnic profiling can be racist. People from Group A might dislike those from Group B and elect a leader who allows the authorities to investigate the crimes of Group B while disregarding the crimes of Group A. You can end up with a situation where the authorities prosecute Fraud X and only check on people in Group B, supposedly because they are doing it more frequently while doing nothing about Fraud Y, which members of Group A commit twice as often as those from Group B.
If your job is combating Fraud X, and you dedicate only 50% of your resources to Group B, that seems reasonable because people from Group B are responsible for 50% of Fraud X. In that case, people from Group B are still twice as likely to get punished because Group B is half the size of Group A, but receives the same amount of checking. And because people in Group B are twice as likely to commit Fraud X, people from Group B end up in prison four times as likely as those from Group A. While responsible for 50% of the fraud, Group B accounts for 67% of the prison population. If people from Group B claim that the authorities discriminate against them and punish them more, they are right.
People from ethnic minorities often get harsher punishment for the same crimes. A Dutch study showed that people from other ethnic groups are up to 30% more likely to receive a prison sentence for the same crime than native Dutch. The reason might be discrimination, but more likely, it is cultural. If you share the same culture with the judge, you know what to say to sway the judge’s opinion. Consequently, the judge might think the migrant is a jerk and the Dutchman is reasonable.
If the problem is severe enough, the end may justify the means. Ethnic profiling can undermine the trust of minorities in the authorities, because these groups may feel they are the target of police harassment. Still, if authorities don’t act on culturally related crime, we might end up with lawless ghettos. In several Western European multicultural societies, males of North African descent are overrepresented in the prison populations. In the United States, it is black males. On average, they commit more crimes than the general population. And if the police engage in ethnic profiling, people from these groups receive more punishment for the same crimes than others.
Ethnic profiling to check on people is one thing, but it becomes much worse when you use it to punish people without proof. The Netherlands has benefits with advance payments for medical expenses, rent and childcare. The tax service administers these benefits. These advance payments can bring people into trouble when it later turns out they aren’t qualified and must refund the money received. The rules were complex and prone to errors, as well as to fraud. Most irregularities occurred in areas where poor people lived, often ethnic minorities, so the tax service checked these individuals more closely. It remains unclear whether the tax service did ethnic profiling. Whether these were errors or fraud is often impossible to say, but he tax service didn’t need proof to label you as a fraudster and demand repayment.
Criteria can help identify potential fraud, but they don’t prove that someone committed fraud, nor can they distinguish between honest mistakes and intentional embezzlement. Suppose 5% of the people who used the childcare arrangement committed fraud. Assume also that there were criteria to select the 20% doing 80% of the embezzlement. In that case, 20% of that selection commits fraud, and 80% do not. There was a political climate that promoted harsh treatment of ethnic minorities. A decade later, thousands of people were in financial and emotional ruin. Complex regulations lead to errors and encourage fraud.
Officially, there is no ethnic profiling in the Netherlands, but it does happen. The Dutch government conducts an offensive against ‘undermining crime’ in selected poor neighbourhoods. In Zaandam East, it led to the surveillance of suspicious individuals and manhunts, sometimes based on hunches rather than evidence. The area is known for the window-cleaning gangs that divide up territories and use violence against the competition. It has been hard to crack down on these gangs, and Dutch authorities fear that criminals are undermining Dutch society. Zaandam East is one of the twenty areas targeted by the National Programme for Liveability and Safety, a drastic approach to ‘clean up’ city districts. The people living there are mostly foreigners, often from Bulgaria and Turkey. The methods the authorities use may not always be lawful, and critics ask whether the fraud and crimes committed by native Dutch receive similar scrutiny.1 Still, fighting organised crime requires intrusive methods. Zaandam-East is a crime-infested neighbourhood, but the majority of people living there aren’t criminals. I have known two Turks who lived in Zaandam. They were ordinary people with jobs.
Discrimination everywhere
Municipal officials from ethnic minorities experience discrimination and racism by colleagues, a 2023 survey in the Netherlands revealed. Civil servants participating in the survey reported facing discrimination, such as receiving criticism when another member of their ethnic group misbehaved. Those who spoke out against those remarks faced bullying and exclusion, so others kept their mouths shut out of fear of losing their job or being labelled a problematic case. Many municipal officials from ethnic minorities left their jobs due to racism and also because they had fewer chances of promotion, the report said.
Discrimination is not a trivial issue, but there are two sides. Those who make the remarks may think they are funny and that their jokes are harmless. They don’t think of the consequences. Bullying and exclusion can cause long-lasting trauma. Some complainers might have displayed unacceptable behaviour or taken offence at issues a Dutch person wouldn’t. We have no footage to establish what happened. In many cases, attributing the problem to discrimination based on ethnicity only scratches the surface. Bullying and exclusion happen for many reasons. It has to do with how humans behave in groups.
In workplaces, a pecking order often exists, with leaders, followers, and outcasts. Humans desire to establish social hierarchies. Some want to be the boss. To be a leader, you must demonstrate strength and confidence. A low-risk approach is attacking the weak or those who are different. There is also a group culture that defines how you should behave. Causing problems for the group and not fitting in are reasons for bullying. These issues may relate to skin colour, sexual preference or political views. Angry responses demonstrate your weakness. Reporting incidents makes you a rat.
Workplaces should be safe, but that is not always the case. In a properly functioning group, members respect each other, do not exploit each other’s weaknesses, and resolve their differences. For some reason, people can’t always get along. In a job environment, it can be performance on the job. I have worked in a Java team for over a decade. Due to our responsibilities, we couldn’t afford to have underperforming individuals on our team. There was no bullying, but three people had to leave the team because they weren’t performing adequately. These situations were unpleasant.
It is often difficult to pinpoint the exact reasons why people encounter difficulties at work. They may experience discrimination, but the underlying cause may be something else. What makes the outsiders different is usually the point of attack for the bully, making it appear to be a form of discrimination. Employers seek to select individuals who fit in with the team. They are in business to make money, not to settle disputes. Cultural differences can be a source of trouble, and discrimination is often subtle, as employers may have reasons to discriminate.
Once, I had a colleague from Suriname. He was a temporary hire who worked for a software agency. His uncle was his boss. He also came from Suriname. Out of the blue, he told me that he was the only Surinamese working for the agency. His uncle preferred Dutchmen because he could depend on them. They did as asked and kept their agreements. People from Suriname are more relaxed and often come up with excuses as to why they fail to meet their schedules, he seemed to imply by saying that. Customer satisfaction is key to business success, so it matters who you hire. His uncle was a businessman, not a philanthropist. It might have been better if he had hired a few more Surinamese and taught them to take their jobs more seriously and meet appointments. That would have been a diversity policy that could have helped to reduce the issue.
Minorities also discriminate. We are all human, after all. If people from an ethnic minority discriminate, it may seem less damaging than when the majority does it, as minorities usually have fewer favours to dispense. That is probably why liberals looked the other way. Jews are an exception. They have amassed so much wealth and power that their favouring of Jews has become extremely harmful. But few dare to speak out about Jews. Discrimination by minorities undermines society as much as discrimination by the majority. When I was on holiday in the United States, I once wanted to book a hotel room in a black neighbourhood in Miami. The lady behind the reception was kind enough to advise me not to. But if a white man can’t safely sleep in a hotel room in a black neighbourhood, how can blacks expect whites to stop discriminating against them?
One of the most disgraced minorities in the Netherlands is Moroccans because of the troubles caused by young males from this group. Many of them look down on compatriots who have done well in Dutch society. Had the mayor of Rotterdam, a Muslim of Moroccan descent, wished to run for Prime Minister, he would have stood a good chance. But on the message board for Moroccans I regularly visited, there were no words of praise. Several posters saw him as a defector. Also, the Moroccan lady who made it to the speaker of the house received few regards. They see themselves as ‘us’ and the Dutch as ‘them’. Discrimination works both ways. You will never become part of society if you think like that.
What is the matter with me?
I once asked myself the following question. Suppose I had room to let, and two men applied, one a white man from Bulgaria and the other a black man from Suriname. Both had similar jobs, and both gave a favourable impression. Who would get the room? Probably, I would choose the man for Suriname. Suriname has been a Dutch colony, and most people from Suriname living in the Netherlands are nearly as Dutch as the Dutch themselves. I have a prejudice that Surinamese are relaxed people who seldom cause trouble. About Bulgarians, I know far less, and I have never spoken to one. For the same reason, I would have selected a Dutchman if he had made a similar impression.
So, where did I get the idea from that Surinamese are okay? The people I have met? Television? It is unclear. Knowing I am biased, I would still choose the man from Suriname. Surinamese are culturally closer to the Dutch than Bulgarians, and I know more about them. And here we arrive at the heart of the matter, something overlooked in debates about racism and discrimination. About Bulgarians, I know very little. And Bulgarians differ more from native Dutch than Surinamese. When I rent out a room, I don’t want trouble. Judging native Dutch is hard enough already, let alone people from other cultures.
I discriminate and have prejudices like most people. Otherwise, I wouldn’t have opinions about liberals, conservatives, Muslims, Chinese, Germans, dentists and Marlboro Red smokers. I may not always be aware of my biases, but I am not s racist. Otherwise, I would have selected the white guy. It is better to diagnose my condition as xenophobia. I know more about Suriname and Surinamese. That is not to say there is no racism or that it is not widespread, but the underlying issues are often unfamiliarity and cultural differences. And so, identifying the issue as racism only scratches the surface. If you intend to solve the problem, that kind of simplicity doesn’t get you very far.
Those who are different face exclusion and violence. And I am different, so I know what it means that others pick you out for special treatment for no other reason than who I am. It makes you doubt yourself and ask, ‘What’s the matter with me?’ By the time I had become a student, I had become an emotional wreck, mired in self-doubt. But it is how groups of humans deal with deviant behaviour and press for conformity. Even people who think they are open-minded and cherish diversity do it because they don’t tolerate those who disagree. That is what Woke people do. Cooperating in groups requires conformism, so cultural differences and unfamiliarity cause trouble and uncertainty.
It begins with basic things, such as appointments. That made the Surinamese employer not hire his fellow Surinamese. I had a friend who was always late when we went out. He didn’t do that at work, of course. He married a lady from Africa. When she came with him, they were even later. Their marriage worked well because they shared a view on keeping schedules. It wouldn’t have worked with me. It might seem a minor issue, but a foundation of modern civilisation is maintaining schedules. In a business, it is a matter of survival due to competition. The solution, however, might not be for Africans and Surinamese to join the rat race but rather to end the system that drives us to destruction. That is why we must first identify what the future requires of us before we demand that people fit in.
The requirement of fitting in still allows for diversity in traditions as long as they don’t cause harm to nature or other people. Everything is interconnected, so not only do crimes like shoplifting and selling drugs do damage, but also, when there is no direct causal relationship between actions and consequences, such as dumping garbage or spreading hatred, and dying animals and terrorism. The same is true for discrimination. There may be good reasons to discriminate, but there can also be better reasons not to, or to help individuals from disadvantaged groups. Think of the benefits in the long run and the long-forgotten words of Martin Luther King,
I have a dream that my four little children will one day live in a nation where they will not be judged by the colour of their skin but by the content of their character.
Today, King’s dream seems like a distant memory of the past. We are not there yet. It might testify to the stubbornness of the issue. The recent rise of fascism in the West, however, masks the progress beneath the surface. There may be a lack of willpower, but above all, there is a lack of self-criticism among all those involved, as existing traditions and cultures hinder progress. Perhaps it was too much in the 1960s. The colour of your skin can say something about your character, as there is a relationship between ethnicity and culture. Different cultures pose different problems. Throughout history, multiculturalism has been a tool employed by emperors to manage culturally diverse empires. And so it will be for the coming messiah if he is to unite the world. Multiculturalism is the proverbial One Ring and the road to closer integration. If God’s Paradise endures, cultures will lose significance, and the world will be one.
Latest revision: 18 July 2025
Featured image: Black and white sheep. Jesus Solana (2008). Wikimedia Commons.
A whiff of coincidence was in the air. Perhaps it was more than that. And I took notice. In the Autumn of 2008, the time-prompt phenomenon haunted me for weeks. On the Internet, people wrote about similar experiences. As a result, I became preoccupied with numbers for a while, most notably double-digit numbers and multiples of eleven. For instance, in December 2008, we passed a gas station in Sneek. There was a billboard indicating prices. One number was flashing, indicating a price of 1.199. 11 and 99 were both multiples of 11. And I noticed it because of my preoccupation. And so, eleven and some other numbers, for instance, the emergency services telephone numbers 112 and 911, play a significant role in the following report. Some of these stories might be lame, while others could make you wonder.
Also in December 2008, I predicted that a superstorm would strike the Netherlands on 9 February 2009, the birthday of the Lady from the dormitory. The storm came, but it was less severe and hit Northern France rather than the Netherlands. Charles de Gaulle International Airport of Paris had to be closed that day. You can read more about that here:
Psychics, mediums, and premonition
Like psychics and mediums, we can sometimes have accurate premonitions. My personal experience may tell a lot about why that is so.
The superstorm prediction story came with a peculiar sequel. On 1 June 2009, Air France flight 447 disappeared above the Atlantic Ocean. The incident involved an Airbus 330 with manufacturer serial number 660.1 Both are multiples of 11, referring to 11:11. Flight AF447 and the 9 February 2009 superstorm relate to the Charles de Gaulle International Airport in Paris. It happened 112 days after 9 February 2009, while 112 is the European emergency services telephone number.
At first, I did not consider a relationship between the Air France AF447 flight disappearance and the superstorm. The next day, a helicopter crashed on Ameland.2 We were about to spend our holidays there, and there already had been a few coincidences related to Ameland. That attracted my attention, but I did not think much of it. The next day, my son Rob was watching the news. Suddenly he came to me yelling: ‘Guess what, the plane that crashed was due to arrive at 11:11 AM in Paris.’ That was incorrect. The plane was due to arrive at 11:10 AM. But Rob’s remark made me investigate the incident.
On 30 June 2009, Flight IY626 crashed in the Indian Ocean near Comoros,3 29 days after Flight AF447 disappeared above the Atlantic Ocean. AF447 was destined for the Charles de Gaulle International Airport in Paris. IY626 had departed from this airport. There are 29 days between 1 June 2009, the day flight AF447 disappeared and 30 June 2009, the day flight IY626 crashed, while 2/9 refers to 9 February (American notation).
The church tower in the pond at the university campus of Enschede played a central role in the circumstances that made me make the superstorm prediction. And university campus of Enschede was where I met the Lady. The artwork refers to flooded land. Enschede has area code 53. The last major flooding disaster in the Netherlands happened in 1953. This event is known as the February Storm of 53. The Dutch film De Storm about the 1953 flooding disaster came out in 2009.4
The premiere of the film, which lasts 110 minutes, was on 11 September 2009 (9/11, while 9+1+1=11 and 2+0+0+9 =11, making a reference to 11:11) at the 11th Festival Film by the Sea in Vlissingen.4 Vlissingen was the destination of our summer holidays in the four previous years. Enschede turns up in several spooky coincidences, so it is noteworthy that Enschede has a sorority named Spooky.5
Exactly three years after a blogger from Sargasso.nl posted the story about the fictional superstorm with a flooding disaster hitting the Netherlands on 9 February 2009, the presentation of the World Risk Index of the United Nations University was held on 2 September 2011. The Netherlands had the highest risk of flooding disasters in the European Union. The Netherlands is ranked number 69 worldwide,6 a peculiar ‘position’.
FC Twente becoming Dutch soccer champion
In 2010, FC Twente from Enschede became champion of the Dutch soccer Premier League for the first time ever. In 2009, AZ from Alkmaar had been champion. A is the first letter of the alphabet, while Z is the last. In Greek, that is Alpha Omega. On 21 December 2012, the day the Mayan calendar supposedly ended, there was one match in the Dutch soccer Premier League: AZ – FC Twente. In the years before 2009, PSV Eindhoven was the champion. Eindhoven means Final Gardens, a reference to Paradise. It is where the Lady from the dormitory currently lives.
On 2 May 2010, we went with my parents, my sister and brother-in-law and their children to an indoor playground in Almelo to celebrate my mother’s 65th birthday. It was the day FC Twente became champion. A screen played Disney XD channel for children. I was watching it. Three American football players appeared. One of them had shirt number 19, and another had 53. Then, the football players with numbers 19 and 53 stood side by side and began jumping, making the number 1953 noticed. It was the year of the flooding disaster, and it linked to Enschede because of the area code 53 and the church tower in the pond, and it happened on the day FC Twente from Enschede became champion.
In the years that followed, Ajax Amsterdam became champion. The Ajax team is nicknamed Sons of God, and Amsterdam is often abbreviated to Adam. Adam is the Son of God (Luke 3:38). Johan Cruijff, the most famous Ajax football player in history, has the initials JC like Jesus Christ. His nicknames were Number 14, The Skinny One and The Oracle. Number 14 was his shirt number. And that number refers to the initials of the Lady. I was a skinny person employed as an Oracle developer and database administrator. Cruijff also became the trainer for FC Barcelona in Spain. According to persistent rumours in the Dutch press, people in Barcelona called him The Saviour.
2 September 2011 is a curious date (2/9/11 or 2/9/2011 while 20=9+11), making multiple combinations of elevens. That day, the Dutch national soccer team, nicknamed the Dutch Eleven, won their Euro 2012 qualifying match against San Marino in Eindhoven. The score was 11-0, surpassing their previous 9-0 record score.7 This is a 9:11 reference. Soccer is played by two teams of 11 players, and 11:11-reference.
And on 2 September 2011 was the farewell party of star soccer player Ruiz of FC Twente, who played a crucial role in the championship of FC Twente in 2010.8 In his new team Fulham, Ruiz had number 11. His first match for his new team was on 11 September 2011. Remarkably, FC Twente played its next contest in group K of the Europa League on 15 September 2011 against Fulham, Ruiz’s new team. K is the eleventh letter of the alphabet, while the match result was 1-1. The return match was on 1 December 2011. 1 December is 1/12 (European notation), while 112 is the European emergency telephone number.
A peculiar set of plane crashes
On 15 September 2012, a small plane crashed in a field near Den Helder in the Netherlands. At the same time, there was an air show in Den Helder, but the accident was not related to the air show.9 That evening, another small plane crashed in the Netherlands in a field in Valkenswaard near Eindhoven. This plane had taken part in the Den Helder airshow earlier that day.10
On the same date, a small plane flying for the Dutch KLM Flight Academy was found crashed in a canyon in the mountains east of Phoenix, Arizona. Three people died on the crash site.11 Three weeks later, on 6 October 2012, another small aircraft flying for the KLM Flight Academy crashed into another small plane. Both managed to make an emergency landing, and nobody was injured.12 There had never been any accidents involving the KLM Flight Academy before.
The following related incident pairs can be identified: two planes crashing on the same day in the Netherlands and two aircraft of the KLM Flight Academy crashing, linked by the Netherlands and the date 15 September 2012. The number three occurred three times. Three planes were in the news on 15 September 2012, and three people were killed. And there were three weeks between the accidents.
And so, I pondered on 10 October 2012 whether or not the number three was part of this scheme. A few hours later, the news reported that three people had killed themselves in a rare triple suicide in Utrecht. Among the dead were two twin brothers aged 33.13 That made it even more bizarre. According to the report, police entered the apartment after the family had received farewell letters.
On 17 July 2014, Malaysia Airlines Flight 17 (MH17) was shot down in Ukrainian airspace. The plane was a Boeing 777-200. The incident happened four months after Malaysia Airlines Flight 370 (MH370) went missing on 8 March 2014. The aircraft is still missing, which makes its disappearance particularly mysterious. That plane also was a Boeing 777-200, and the 404th plane of that type produced while 404 is the number associated with missing (not found) web pages.
The Flight 17 plane first flew on 17 July 1997, exactly 17 years before the accident.14 That was exactly one year after the crash of Trans World Airlines Flight 800 on 17 July 1996.15 It crashed 777 days before Swissair Flight 111.16 That is peculiar because of the numbers 777 and 111. Exactly 7 years, 7 months, and 7 days after Malaysia Airlines Flight 17 (MH17) was shot down in Ukrainian airspace, Putin started the Ukraine war. Did he count the days? Probably not.
Looking at the numbers
Again in December 2008, we took a trip to Amsterdam by train. Rob and I had been noticing 11 related coincidences all day. In the evening, we were on the train destined for Sneek and sat down. Rob then said: ‘The number of this train unit has nothing to do with eleven.’ He was mistaken. The number was 242 or 2 * 11 * 11. And I took notice.
In January 2009 after work, I sat down in train unit 306. I realised that 306 is not a multiple of 11. My calculation was 330 – 306 = 14. It demonstrated that 306 was not divisible by 11. So this was not spooky. Then I looked to the left. On the track next to me was train unit 234. This number was not a multiple of 11 either as 234 – 220 = 14 also. Then I found myself contemplating whether or not the number 14 turning up was a coincidence. I looked to the right just when bus 14 was entering the bus station. 14 translated into letters is AD, the initials of the Lady. If you turn that number upside down, you get ‘hi’.
My lucky number was 26 because I was born on 26 November. As I remember it, the Lady was born on 9 February (9/2 European notation). That links the number 92 to Her. Now it happens to be that 92 is 26 upside down. And probably we were both born in 1968. We crossed each other’s path in 1989, while 89 is 68 upside down. That makes it a pair of related coincidences like 11:11. Also, 1968 and 1989 were revolutionary years. If this is not a mere coincidence, then some thinking has gone into this.
Numbers do not have any meaning except their value, and coincidences can happen by chance. Thinking of myself as rational, I once tried to debunk these suggestions as irrational. When commuting home from work on the train, I tried to convince myself that number coincidences are selective remembrance. If you focus on something, for instance, a specific number, you notice it more often. Upon nearing train station Sneek North, I told myself, ‘Let’s focus on 86, a number that has no meaning to me, and I will start to see it.’ And indeed, the following number I saw was 86 on the licence plate of a car parked at the station. Did that prove my point, or was Someone poking fun at me?
At the time, most Dutch licence plates had the following formats: AA-AA-99, 99-AA-AA, and 99-AAA-9 (A is a letter, and 9 is a number). The chance of a two-digit number like 86 on the first licence plate was close to one per cent. One year later, this incident came to my mind again. When parking my bike at work, I thought of it for no apparent reason. Then I walked down the parking lot and noticed the licence plates. Among the eight licence plates I saw, three had an 86, one had a 68, two had an 11, which might refer to 11:11, and two were unrelated to the incident, a pretty impressive score.
On 17 March 2012, the number 26 popped up conspicuously often. It never happened like that. As it is my lucky number, I would have noticed that. That afternoon Ingrid, Rob, and I were biking. The number 26 kept coming up, for instance, on licence plates. I began wondering what kind of luck was waiting for us. Rob wanted to go to the restaurant named Het Paviljoen near the lake. It was closed in March, so I warned him it would be closed. Rob wanted to go there anyway. The restaurant turned out to be open unofficially. The owner was waiting for a supply truck. It was late, and it arrived when we were there. After we left, the restaurant closed.
I also noticed the number 92. For a while, it appeared that when I left a building, the first car to pass often had the number 92 on its licence plate, perhaps, about one in three to five times, while once in a hundred was to be expected. Once, I tried to cross a road. The first car passing had a licence plate number with a 92. The second car also had 92 in its licence plate number. And so did the third. Only these three cars passed before I could cross. It was a temporary phase, and selective remembrance played a role, but it did not seem entirely coincidental.
A small white car with licence plate number 9-GXD-2 was parked in Leeuwarden on a parking lot near the train station nearly every morning for years. The letter O is not on Dutch car licence plates, so I imagined the X could represent an O linking God to 9 February (9-GOD-2). I also found this car parked 100 metres from my home in Sneek a few times. That may seem insignificant, but a related incident makes it noteworthy.
I own a green Opel Astra with licence plate TZ-GT-18. Once when we were on holiday in Zeeland, I noticed another green Opel Astra with licence plate TZ-GT-54. That attracted my attention. Later, I found it parked in Sneek near my home several times. It was in the same parking place where the car with licence plate 09-GXD-2 had also been. The distance between Zeeland and Sneek is 300 kilometres. That combination of peculiar events is like seeing 11:11.
Featured image: Poster for the film The Storm. Universal Studios (2009). [copyright info]
1. Air France Flight 447. Wikipedia. [link] 2. Helikopter stort neer boven Ameland. Volkskrant (2 June 2009). [link] 3. Yemenia Flight 626. Wikipedia. [link] 4. Stormachtige start voor 11e Film by the Sea. Trouw (9 September 2009). [link] 5. Lesleden dispuut Spooky doen graag uit de doeken wie ze zijn. Huis Aan Huis Enschede (4 May 2018). [link] 6. Nederland heeft grootste kans op natuurramp in Europa. Nu.nl (2 September 2011). [link] 7. San Marino on the end of record Netherlands win. UEFA (2 September 2011). 8. Verdrietige Ruiz verlaat Twente met pijn in het hart. Trouw (2 September 2011). [link] 9. Een gewonde bij vliegtuigcrash Den Helder. RTL Nieuws (15 September 2012). [link] 10. Straalvliegtuig gecrasht in Valkenswaard. Nu.nl (15 September 2012). [link] 11. 3 found dead after small plane crashes in Ariz. Fox News (15 September 2012). [link] 12. Weer ongeluk lesvliegtuig KLM. Trouw (6 October 2012). [link] 13. Drievoudige zelfmoord in Utrechtse studentenflat. Nu.nl (10 October 2012). [link] 14. Malaysia Airlines Flight 17. Wikipedia. [link] 15. TWA Flight 800. Wikipedia. [link] 16. Swissair Flight 111. Wikipedia. [link]