1919 Cover of The Natural Economic Order

Discovery of Interest-Free Money

In September 2008, the banking crisis was getting out of hand. Things were falling apart. It seemed as if the financial system could collapse at any moment and that civilisation, as we know it, would end. Today, the 2008 financial crisis is a distant memory, but at the time, not only did the financial press worry. Panic was setting in. It was like 1929. I had long feared an apocalyptic financial collapse and believed that usury, or charging interest on money and debts, would be the underlying cause. On the surface, the cause may appear irresponsible lending, but interest is a reward for the risk of default. Without interest charges on debts, there would be no irresponsible lending.

The events prompted me to watch the animated picture ‘Money as Debt’ on YouTube and reflect once again on Silvio Gesell’s ideas about charging a holding fee on money and using it to eliminate interest charges. I penned down my thoughts about interest-free money with a holding fee, and tried to make an ordered, coherent whole of them. The idea had never seemed workable. Why should you lend out money interest-free if you can receive interest elsewhere? It is why economists didn’t look into it more seriously and why interest-free money remained a fringe idea, mainly attracting eccentrics like me.

Then, in the first days of October, I made a startling discovery. Banning interest promotes financial stability by preventing usurious lending, irresponsible lending, and unproductive financial schemes. That would improve the economy. Think of it like so. When credit card debt and payday lending at high interest rates disappear, people will have more disposable income, and you will have no usurers living off the work of others. That would be more efficient. It also reduces the need for government and central bank interventions to manage the interest-bearing debt. Usury requires government deficits and the creation of money by central banks.

That is because most of our money is debt. If you go to a bank and take out a loan, the bank creates money out of thin air, but you must pay back the loan with interest. You repay the loan with money borrowed by someone else. And the money you need to pay the interest doesn’t exist. Someone else must borrow that as well. On a larger scale, due to interest charges, we need to add extra debt to pay off existing debts with interest. To prevent the usury scheme from collapsing, governments run deficits and central banks print money, which leads to inflation. The inflation rate is often higher than the interest rate you get on a bank account. The profits are for the bankers, who receive huge bonuses.

Now comes the explosive discovery. The economy would do better without usury. If the economy performs better, the yield on investments would be higher, so an investor would receive better returns with negative interest rates. The difference comes from inflation. Without interest charges, there is no need for government deficits and money printing. The economy can thrive without more debt, so there would be no inflation. During the Great Depression, the Austrian town of Wörgl issued a currency with a holding fee. Those holding the money had to pay a 1% monthly fee to keep the money valid, so they would spend it rather than save it. And so, the money kept circulating, and Wörgl’s economy boomed while Austria suffered from the depression.

And so I figured that if the money is interest-free, the currency’s value rises more than the interest you would receive on an interest-bearing currency. Think of it like so. You can have 2% interest with 5% inflation or -2% interest with 0% inflation. The latter would be a better deal. The question then becomes, why lend out money with interest when interest-free money offers better returns? If the idea is that good, and the ‘Miracle of Wörgl’ suggests so, investors would bring their money to the interest-free economy, and the usury economy would collapse. If this became more widely known, the idea would spread and terminate the usury financial system forever.

Until then, I had always believed that interest-free money was sound in theory, but impossible in reality, because rather than good intentions, efficiency drives changes in this world, which is also the reason why we are doomed. The only constant in history is the strong killing the weak. But this money could be the terminator of usury, and a better future for humankind suddenly seemed possible. An incredible power seemed to lurk behind it. And making this knowledge public, I speculated, could unleash an unspeakable force. The Austrian central bank banned the Wörgl money, so we don’t know how it would have ended if it had continued. Perhaps, we would have lived in an entirely different world. A similar type of money lasted for over a thousand years in ancient Egypt. Had I discovered the secret that explains these successes?

That gave me serious doubts. How could the experts have missed it? I was an amateur. And amateurs who think they know better than the experts have become a plague recently. ‘Think for yourself and do your own research,’ has become the motto of a growing squad of nutters that the Dutch would call Wappies. ‘If it snows, that proves climate change is a hoax.’ You know the type. Everyone can gather random posts and articles from the Internet and create their own version of the truth out of thin air. I was anxious about getting it wrong, which made me doubt the greatness of the discovery. It might be a good idea, but it can’t be that good. And that is correct, a decade of research later confirmed, but it is possible nonetheless. And the proof also came as we have seen negative interest rates in the next decade.

Then, on a website promoting Gesell’s ideas, I found the following quotes,

‘The creation of money that cannot be hoarded will lead to a different and more real kind of property.’

– Albert Einstein

‘Gesell’s name will be a leading name in history once it has been disentangled.’

– H.G. Wells

‘The application of Gesell’s principle of circulation of money will lead the nation out of the depression within two to three weeks. I am a humble student of this German-Argentine businessman.’

– Irving Fisher

‘The future will learn more from the spirit of Gesell than from that of Marx.’

– John Maynard Keynes

‘Gesell’s work will initiate a new epoch in the history of mankind.’

– Prof. Dr. B. Uhlemayr

‘Gesell’s discoveries and proposals are of the greatest importance for centuries to come.’

– Dr. Theophil Christen

These brilliant minds agreed that something epic lay beneath the surface and that it could change the future forever. John Maynard Keynes and Irving Fisher were among the greatest economists of their time. If Keynes believed Gesell would make us forget Marx, I might have found out why. And so, the Miracle of Wörgl and the grain money in ancient Egypt may not have been freak accidents but a sign of something more. Ending usury, the scourge that had haunted humankind for thousands of years, seemed within reach. While considering the implications, the following song played on the radio,

Summer has come and passed
The innocent can never last
Wake me up when September ends
Like my father’s come to pass
Twenty years have gone so fast
Wake me up when September ends

– Green Day, Wake me up when September ends

September had just ended. Silvio Gesell first proposed money with a holding fee in his book ‘Natural Economic Order,’ which he first published in German in 1916 as ‘Natürliche Wirtschaftsordnung.’ I figured that its abbreviation could be NWO, which stands for New World Order, not knowing that the German ‘Wirtschaftsordnung’ was, unlike in English and Dutch, one word. So, was my discovery meant to happen? Was it part of something bigger? These thoughts arose, ironically, because I didn’t see ‘Wirtschaftsordnung’ as a single word. It made me feel small and insignificant. Paranoia was creeping in.

What is less known, but definitely worth noting, is that the German Nazis also aimed to abolish interest and contemplated Gesell’s ideas. Gesell himself was not a Nazi, but a liberal and an internationalist. Adolf Hitler was more impressed by the ideas of Gottfried Feder, who had the same kind of moustache Hitler had. Feder had written ‘The Manifesto for the Abolition of Interest-Slavery’ around the same time Gesell wrote ‘The Natural Economic Order’ and proposed nationalising all banks and abolishing interest. Gesell argued for charging a holding fee on currency and not interfering with markets and banks.

I named the discovery Natural Money as a reference to the Natural Economic Order. Strange things began to happen. When I woke up at night, the clock always showed times like 2:22, 4:44 or 5:55, with no exception. That was creepy. Something seemed seriously off with reality. Then, my wife told me she was seeing those time prompts as well. Until then, I hadn’t told her that I was seeing them. Once you enter the Twilight Zone, it begins to affect you. Meaningful coincidences started to occur, making me open to suggestions. What happened around me and in the world seemed to interact with my thoughts. Even the covers and titles of the books in the bookshop at the train station in Leeuwarden radiated a sense of spookiness, with references to my situation. They call it synchronicity.

The animated picture Money as Debt started with a list of assassinated US Presidents who supposedly opposed the banking system, suggesting evil bankers were behind these assassinations, making me fear death under suspicious circumstances if Natural Money would get serious attention. Still, if a repetition of the miracle of Wörgl were to occur, the news would spread fast, and if it were that good, it would be impossible to stop. Killing me wouldn’t help. The Secret Service would be too late. Of course, I had worried far too much. I posted the idea on several message boards. Most people didn’t get it. I mailed the findings to 200 Dutch economic researchers. None of them was interested.

Natural Money had a more favourable reception on the message board of Opednews.com. It generated some discussion as some visitors saw the potential. Still, it didn’t lead to a further propagation of the idea. I also went to Strohalm’s office in Utrecht. They had been working on interest-free currencies for decades. The people of Strohalm received me politely, but they had other priorities. They had a promising project in Uruguay. Doubt crept in again. I didn’t know enough about monetary economics and the financial system to see whether it was an idea worth pursuing. And even if I was right, no one would listen, so I planned to give up and resume my life.

It was disappointing, but not as bad as being evicted from the dormitory by A* nineteen years earlier. To remind myself of that and make me feel better, I played the Sleepwalking album by Gerry Rafferty, the album I had come to associate with the events at the dormitory because of the lyrics of the first song, ‘Sleepwalking.’ And then I wondered whether A* had something to do with the discovery of Natural Money. Over the years, several incidents had occurred, suggesting that She was still interfering with my life. It didn’t take long before clues came up. There is a thin line between paranoia and psychosis. The lyrics of the fourth song of the album ‘On The Way’ were noteworthy,

Drifting along with the wind, telling yourself you can’t win
It’s over, and now we begin, oh yeah, we are on the way

Only one woman, one man, just doing the best that we can
There’s so much we don’t understand,
Oh yeah, but we’re on the way
Light shining down from the east,
bringing a love that won’t cease

– Gerry Raffery, On The Way

In my bed, I was imagining again. By giving up, I had just told myself I couldn’t win. Was this just the beginning? The beginning of what? What did I not understand? What was this love that won’t cease? Was my destiny connected with that of A*? I had loved Her in secret all that time, but never thought, or even hoped, that we could be together. The distinction between my make-believe world and reality, which had been there since I was a child, began to blur. The lyric wasn’t specific, so the suggestion came from me linking the album to the events in the dormitory. And I might still have ignored it if it weren’t for the fifth song,

People come and people go, friends, they disappear
There’s only one thing that I wanna know, tell me where do we go from here
Everybody’s on the make, everybody’s trying to get ahead
In a world like this, you just exist to feed the walking dead.

Lookin’ out on a world gone crazy, waitin’ for the fun to begin
The race is on, yeah, they’re gettin’ ready, Jesus, what a state we’re in
Meanwhile, down in my backyard, I’m sitting doing solitary
Now that I’ve milked the sacred cow, I just worry ’bout the military.

Get ready
Get ready

– Gerry Raffery, Sleepwalking

It is a strange lyric, and it made me think. Is the world about to go crazy, and is something about to start? We exist to feed the walking dead, which could be the defunct banking system, I reasoned. The phrase probably refers to what Karl Marx once wrote, ‘Capital is dead labour, that, vampire-like, only lives by sucking living labour, and lives the more, the more labour it sucks.’ I didn’t know that, so I made up my own interpretation. The sacred cow made me think of Joseph explaining the Pharaoh’s dreams, which is also not so obvious. Now, the story originates from a holy book, and one of the Pharaoh’s dreams involved cows, so that was the connection. Joseph introduced the granaries in Egypt, the story goes. Grain stored in these granaries became the basis of the Egyptian grain money, which, like Natural Money, had a holding fee to cover the storage costs.

These are some incredible leaps of thought that you wouldn’t make if you aren’t psychotic, so by then, I had crossed that line. Sleepwalking was the only album Gerry Rafferty had recorded outside the United Kingdom, and it was in the Netherlands, where I was living at the time. That was not a coincidence, I supposed, and I was right about that at least as it turned out. I had grown open to suggestions. Natural Money could change the world, some of the most brilliant minds had agreed on, and it was something epic, and it had to do with A*. And so, I was well on my way towards the shadow world where I was about to meet A* again after nineteen years. That evening, I felt A * trying to do a mind melt with me, like the Vulcans do in Star Trek, once again. This time, I didn’t resist. And there She was, on the other side. It seemed like a telepathic connection. By then, it was 11 November 2008.

Latest revision: 25 September 2025

Featured image: 1919 Cover of The Natural Economic Order. Wikimedia Commons.

The Grades

Unemployment in the early 1980s was high, especially among young people. I had asked my mother, ‘What is the point of studying for unemployment?’ She stressed that there would always be room for the best. They had lived in poverty and had learned that you must work hard to earn your place under the sun. I never experienced poverty, but my parents kept reminding me that you shouldn’t take a comfortable life for granted. It made me work hard, possibly harder than everyone else. It was a conservative Protestant school, so that says something. In primary school, I didn’t see the point of working hard.

Occasionally, I knew more than my teachers. My father later told me about a mayor he knew. He had been my history teacher before he became a politician for the Christian Democrats. He told my father that I once had corrected him during the lessons. It annoyed him, so he checked his books during the break to discover I was right. He was not the only one. A geography teacher admitted I knew more than he did about Russia.

On the final exams, my average grade was the highest (8.6 out of 10). The scores were good but not outstanding and resulted from hard work. Some pupils had stellar degrees in mathematics without working hard, but not me. My average was good but not stellar. If I didn’t prepare for a test, which happened once, my grade dropped dramatically to 3.5. And so, the mathematics teacher, Mr. Blaak, had a field day and made jokes about me spending too much time on the school newspaper. And I never solved the Rubik’s cube, despite spending much time on it. It demonstrates I was not a genius.

My weak spot was explaining literature. It is about guessing the supposed motives of book authors. My scores were consistently poor, the poorest of the class. I considered guessing other people’s motives and decoding hidden messages in texts a waste of time. The authors themselves often marvelled at what the literature experts found out about their intentions from the books they had written. Art and literature were a lot of fluff about feelings, quite often imagined. And I did poorly at it, and it probably has to do with my Asperger’s Syndrome. With the final exams nearing, I began to fret and asked my teacher, Mr. Amelink, to give me additional practice exams. A teacher could only dream of such a fanatic pupil, so he was helpful, but the grades remained as poor as before.

Before the final exam, I prayed that the grade wouldn’t be too bad. Not only to my surprise, my result was the best of everyone, only equalled by Geraldine, a girl with a striking hairdo, a bit alternative, who dressed outspokenly and flaunted her interest in art and literature. Mr. Amelink was also amazed and suggested the extra lessons had made a difference. Another girl became curious about this feat. She said, ‘You have a mysterious way of winning in the end.’ I was too embarrassed to tell about the prayer. It was selfish to pray for a higher grade. People in Africa needed God’s help much more. And it could not be that God granted that wish, or could it? While doing the test, the questions appeared more concrete than usual, making it easier to answer them.

There is a subtle difference between speculating about hidden motives and understanding the meaning of texts. I was good at the latter. It inflated my grades, as explaining texts comprised 50% of the scores in English and French. If a particular English or French word was unfamiliar to me, I could still infer its meaning from the subject of the text, the author’s opinions and the purpose of the paragraph or sentence. By connecting the dots, you often arrive at the correct answers. I hardly made errors in these questions.

At the time, there was no reason to suspect God had anything to do with it. Still, later developments added a peculiar twist to this incident, as I may have uncovered messages from God in pop music lyrics. The teacher’s name, Amelink, suggests a possible link to the isle of Ameland, and Ameland was to become part of a set of peculiar coincidences. A song named The Foundling of Ameland refers to this island. It includes a scene with the foundling walking over the water. But that was still over twenty years into the future. And I disappointed my economics teacher. Had my grade for economics been slightly higher, I would have received a 10, and an economist would have come to the school to give me the diploma. My teacher had hoped for that.

Perhaps You Can See The Irony of That

We’re on a road to nowhere

After the terrorist attacks of 11 September 2001, a right-wing populist politician, Pim Fortuyn, gained popularity because traditional politicians had failed to address the growing unease of the Dutch about Muslim immigrants. Fortuyn promoted a messianic personality cult. He called himself the Son of the People of the Netherlands. About the leader the Netherlands needed, Fortuyn wrote in his book De Verweesde Samenleving (The Orphaned Society), ‘A leader of stature is Father and Mother in one. He dictates the law and watches over the cohesion in the herd. The skilful leader is the Biblical Good Shepherd.’ Fortuyn anticipated the coming of the Great Leader of the Netherlands as he wrote, ‘Towards a Father and a Mother, on the way to the Promised Land,’ and, ‘Let us prepare for his arrival so that we can receive him.’ He posed himself as a Messiah. That was a reason why I didn’t like him. Perhaps you can see the irony of that.

Fortuyn called Islam a backward religion and claimed Western civilisation was superior. Christians and Many Muslims hold on to a medieval worldview. Still, Islam opposes interest charges on money and debts, and I believed that interest was one of the grave threats to civilisation, so my views of Islam were more favourable. The secondary role of women in Islam is not something worth copying, but we could learn something from Islam nonetheless. Even more so, out-of-control technology might end human civilisation, either by some apocalyptic event or by altering humans so humans cease to exist. You can’t blame Islam for that. It is Western civilisation that has brought us to the apocalypse. And if you must choose between doom and women wearing headscarves and backward practices like honour killings, the choice is not that difficult. We are on a road to nowhere,

We’re on a road to nowhere
Come on inside
Taking that ride to nowhere
We’ll take that ride
I’m feeling okay this morning
And you know
We’re on the road to paradise
Here we go, here we go

Talking Heads, Road To Nowhere

Ironically, the song says that the road leads to paradise. The West can take pride in that. Previous generations have worked very hard to get here. Everywhere Fortuyn went, there was chaos and conflict. He seemed to enjoy it. Perhaps establishment politicians didn’t like him because they feared he would undermine society by causing division and conflict. The Netherlands had a consensus-building tradition called the Polder model for over a century.

False Messiah

Fortuyn saw himself as the coming Great Leader of the Netherlands, but history took an unexpected turn. On 6 May 2002, a left-wing loner assassinated him. It was an event that shocked the Netherlands. ‘The bullet came from the left,’ Fortuyn’s supporters claimed. That might seem so at first glance, but exactly 911 days later, an Islamic fanatic murdered the Dutch filmmaker Theo van Gogh. That is noteworthy because Fortuyn’s sudden popularity was closely linked to 9/11, while Theo van Gogh had just finished 06/05, a motion picture about the assassination of Fortuyn. Van Gogh was killed on 2 November 2004 (11/2 in American notation), while 112 is the European emergency services telephone number. That points to the hand of God. The Bible has warned us of false messiahs. I hope you can see the irony of that as well.

Jan-Peter Balkenende
Jan-Peter Balkenende

Fortuyn aspired to become Prime Minister. Instead, Jan-Peter Balkenende got that job. He looked like an apprentice from the Hogwarts School of Witchcraft and Wizardry. Harry Potter became his nickname. And that was not a coincidence, as the Netherlands was in for a massive bout of magic. Captain Decker, a song by Boudewijn de Groot, has the following lines,

Captain Decker, Flying Dutchman,
climbs above the timeless
space machine you’re living in,
starts to turn you inside out,
he needs you to know
what he was really all about

Captain Decker, Boudewijn de Groot

The timeless space machine could refer to the place where God is living. A Dutchman may need God to know what he is about. The animation picture Kroamschudd’n in Mariaparochie of Herman Finkers dwells on the possibility of Christ being born in Twente. My birthplace is Eibergen, just over the border in Achterhoek. In the 1980s, there were plans to create an independent province of Twente that included Eibergen and Nijverdal. Finkers came from Almelo, like Ilse DeLange. DeLange’s fourth studio album, The Great Escape, plays a central role in God’s messages in pop music.

World peace

In December 2008, there were many strange incidents. One of them was that the candy vending machine delivered a message at my work. Often, I went there to fetch a Twix bar. This time, the machine malfunctioned and failed to produce a Twix. It repeatedly misfired. That had never happened before, and to my knowledge, no one else had trouble with the machine that day. After trying three different options, it finally worked after choosing option 22, a Nuts bar. That was nuts, even more so because 22 = 11 + 11.

It was about to get even nuttier. To me, 11:11 represents a strange coincidence that has two parts. The next day, I bought a bag of potato crisps from the same machine. This time, it worked fine, but after opening the bag, I found a small piece of paper with the crisps. It was a temporary tattoo with the following Chinese text:

世界和平

A colleague knew a Chinese man who translated it for me. The characters stand for world peace. No one else did get a temporary tattoo with a bag of crisps. It was a production glitch. The paper had slipped into the bag, perhaps from another product line, and this bag happened to end up in my hands. Remarkably, my colleague Ronald Oorlog was absent that day. He had fallen ill. His last name, Oorlog, is the Dutch word for war. Now, that is a funny coincidence. Another colleague, Rene H, joked about the text, saying, ‘World peace is what Miss World would say she wanted after winning the prize.’

Linking it to Sneek

A nursing home in Sneek is named Nij Nazareth (New Nazareth). It might indicate that the Second Coming comes from this particular town, which was, by some miraculous accident, also my town of residence. To rule out it was a regular occurrence that would make the coincidence less impressive, I googled for buildings with similar names in other places, but nothing came up. Perhaps I was making too much of this coincidence. In the song Het Sneker Café, the unrivalled poet of the Dutch language, Drs. P, mocks the making of outlandish connections to a pub in Sneek,

There once was a girl of seventeen years of age,
the only child of a wine merchant,
who sought shelter in the Jura,
because she was lost on a trip.
She found an unoccupied house at the edge of the forest,
and felt from the outset that this is not right.
She took a glance at the window and what appeared:
Inside was the skeleton of a salesman in toiletries,
who had been missing for years
and had once stayed with his uncle and aunt in Bordeaux when he was young.
And there, they had almost exactly the same type of lampshades
as a small pub in Sneek.

Drs. P, Sneker café

That is scary indeed. The song reveals a few more equally sinister connections and concludes,

You see now how the pub again and again
affects the social interaction.
How here and there, and yes, even overseas
one stumbles upon this pub from Sneek.
It’s inexplicable and almost occult,
something that fills the world with trepidation.

Drs. P, Sneker café

Pope end times prophecy

In early 2013, an Australian poster on the message board godlikeproductions.com claimed he had been seeing 112 coming up in the media unusually often. He started a thread named 112 Keeps Coming Up In The Media. Other posters joined in with their selective bias, and they found a lot of 112 popping up in the media. It is the European Emergency Services telephone number, while I had lived in room 112 on that fateful dormitory, so the thread attracted my attention. The discussion remained active for several weeks. During that time, Pope Benedict XVI suddenly resigned on 11 February 2013, a highly unusual move. He was the first pope to step down in almost 600 years.

That became excellent material for this thread. 11 February is also the 112 European Day to celebrate the emergency services telephone number. 11 February is 11/2 in European notation, and 112 is the European emergency services telephone number, so that is why. You must admit that the European bureaucrats have found a most peculiar occasion to throw a party. In any case, the Pope’s resignation came unexpectedly, like a bolt from the blue. And lightning struck the Vatican a few hours after the Pope had resigned. It made several people wonder, so the thread came back alive.

Pope Benedict XVI’s resignation on 112 European Day is also noteworthy because of the 112th Pope End Times Prophecy attributed to Saint Malachy. The prophecy alleges 112 popes would reign, starting with Celestine II, until the End of Times. Benedict XVI was the 111th Pope. His resignation prepared for the arrival of the 112th Pope, who supposedly would be the last Pope before the End of Times and Jesus’ return. It made me curious, so I investigated the matter and discovered Saint Malachy had died on 2 November (11/2 American notation) 1148 and added that to the thread. My psychosis occurred in 2008, and if its message is correct, that prophecy is remarkably close. The same holds for Finkers’ animated picture of Christ being born in Twente. Likewise, my superstorm prediction was too accurate to be a coincidence, yet it was not precise. These prophecies tend to be somewhat off the mark for some reason. Perhaps you can see the irony of that as well.

Another Whiff of Coincidence

The aftermath of the superstorm prediction

A whiff of coincidence was in the air. Perhaps it was more than that. And I took notice. In the Autumn of 2008, the time-prompt phenomenon haunted me for weeks. On the Internet, people wrote about similar experiences. As a result, I became preoccupied with numbers for a while, most notably double-digit numbers and multiples of eleven. For instance, in December 2008, we passed a gas station in Sneek. There was a billboard indicating prices. One number was flashing, indicating a price of 1.199. 11 and 99 were both multiples of 11. And I noticed it because of my preoccupation. And so, eleven and some other numbers, for instance, the emergency services telephone numbers 112 and 911, play a significant role in the following report. Some of these stories might be lame, while others could make you wonder.

Also in December 2008, I predicted that a superstorm would strike the Netherlands on 9 February 2009, the birthday of the Lady from the dormitory. The storm came, but it was less severe and hit Northern France rather than the Netherlands. Charles de Gaulle International Airport of Paris had to be closed that day. You can read more about that here:

Psychics, mediums, and premonition

Like psychics and mediums, we can sometimes have accurate premonitions. My personal experience may tell a lot about why that is so.

Read More

The superstorm prediction story came with a peculiar sequel. On 1 June 2009, Air France flight 447 disappeared above the Atlantic Ocean. The incident involved an Airbus 330 with manufacturer serial number 660.1 Both are multiples of 11, referring to 11:11. Flight AF447 and the 9 February 2009 superstorm relate to the Charles de Gaulle International Airport in Paris. It happened 112 days after 9 February 2009, while 112 is the European emergency services telephone number.

At first, I did not consider a relationship between the Air France AF447 flight disappearance and the superstorm. The next day, a helicopter crashed on Ameland.2 We were about to spend our holidays there, and there already had been a few coincidences related to Ameland. That attracted my attention, but I did not think much of it. The next day, my son Rob was watching the news. Suddenly he came to me yelling: ‘Guess what, the plane that crashed was due to arrive at 11:11 AM in Paris.’ That was incorrect. The plane was due to arrive at 11:10 AM. But Rob’s remark made me investigate the incident.

On 30 June 2009, Flight IY626 crashed in the Indian Ocean near Comoros,3 29 days after Flight AF447 disappeared above the Atlantic Ocean. AF447 was destined for the Charles de Gaulle International Airport in Paris. IY626 had departed from this airport. There are 29 days between 1 June 2009, the day flight AF447 disappeared and 30 June 2009, the day flight IY626 crashed, while 2/9 refers to 9 February (American notation).

The church tower in the pond at the university campus of Enschede played a central role in the circumstances that made me make the superstorm prediction. And university campus of Enschede was where I met the Lady. The artwork refers to flooded land. Enschede has area code 53. The last major flooding disaster in the Netherlands happened in 1953. This event is known as the February Storm of 53. The Dutch film De Storm about the 1953 flooding disaster came out in 2009.4

The premiere of the film, which lasts 110 minutes, was on 11 September 2009 (9/11, while 9+1+1=11 and 2+0+0+9 =11, making a reference to 11:11) at the 11th Festival Film by the Sea in Vlissingen.4 Vlissingen was the destination of our summer holidays in the four previous years. Enschede turns up in several spooky coincidences, so it is noteworthy that Enschede has a sorority named Spooky.5

Exactly three years after a blogger from Sargasso.nl posted the story about the fictional superstorm with a flooding disaster hitting the Netherlands on 9 February 2009, the presentation of the World Risk Index of the United Nations University was held on 2 September 2011. The Netherlands had the highest risk of flooding disasters in the European Union. The Netherlands is ranked number 69 worldwide,6 a peculiar ‘position’.

FC Twente becoming Dutch soccer champion

In 2010, FC Twente from Enschede became champion of the Dutch soccer Premier League for the first time ever. In 2009, AZ from Alkmaar had been champion. A is the first letter of the alphabet, while Z is the last. In Greek, that is Alpha Omega. On 21 December 2012, the day the Mayan calendar supposedly ended, there was one match in the Dutch soccer Premier League: AZ – FC Twente. In the years before 2009, PSV Eindhoven was the champion. Eindhoven means Final Gardens, a reference to Paradise. It is where the Lady from the dormitory currently lives.

On 2 May 2010, we went with my parents, my sister and brother-in-law and their children to an indoor playground in Almelo to celebrate my mother’s 65th birthday. It was the day FC Twente became champion. A screen played Disney XD channel for children. I was watching it. Three American football players appeared. One of them had shirt number 19, and another had 53. Then, the football players with numbers 19 and 53 stood side by side and began jumping, making the number 1953 noticed. It was the year of the flooding disaster, and it linked to Enschede because of the area code 53 and the church tower in the pond, and it happened on the day FC Twente from Enschede became champion.

In the years that followed, Ajax Amsterdam became champion. The Ajax team is nicknamed Sons of God, and Amsterdam is often abbreviated to Adam. Adam is the Son of God (Luke 3:38). Johan Cruijff, the most famous Ajax football player in history, has the initials JC like Jesus Christ. His nicknames were Number 14, The Skinny One and The Oracle. Number 14 was his shirt number. And that number refers to the initials of the Lady. I was a skinny person employed as an Oracle developer and database administrator. Cruijff also became the trainer for FC Barcelona in Spain. According to persistent rumours in the Dutch press, people in Barcelona called him The Saviour.

2 September 2011 is a curious date (2/9/11 or 2/9/2011 while 20=9+11), making multiple combinations of elevens. That day, the Dutch national soccer team, nicknamed the Dutch Eleven, won their Euro 2012 qualifying match against San Marino in Eindhoven. The score was 11-0, surpassing their previous 9-0 record score.7 This is a 9:11 reference. Soccer is played by two teams of 11 players, and 11:11-reference.

And on 2 September 2011 was the farewell party of star soccer player Ruiz of FC Twente, who played a crucial role in the championship of FC Twente in 2010.8 In his new team Fulham, Ruiz had number 11. His first match for his new team was on 11 September 2011. Remarkably, FC Twente played its next contest in group K of the Europa League on 15 September 2011 against Fulham, Ruiz’s new team. K is the eleventh letter of the alphabet, while the match result was 1-1. The return match was on 1 December 2011. 1 December is 1/12 (European notation), while 112 is the European emergency telephone number.

A peculiar set of plane crashes

On 15 September 2012, a small plane crashed in a field near Den Helder in the Netherlands. At the same time, there was an air show in Den Helder, but the accident was not related to the air show.9 That evening, another small plane crashed in the Netherlands in a field in Valkenswaard near Eindhoven. This plane had taken part in the Den Helder airshow earlier that day.10

On the same date, a small plane flying for the Dutch KLM Flight Academy was found crashed in a canyon in the mountains east of Phoenix, Arizona. Three people died on the crash site.11 Three weeks later, on 6 October 2012, another small aircraft flying for the KLM Flight Academy crashed into another small plane. Both managed to make an emergency landing, and nobody was injured.12 There had never been any accidents involving the KLM Flight Academy before.

The following related incident pairs can be identified: two planes crashing on the same day in the Netherlands and two aircraft of the KLM Flight Academy crashing, linked by the Netherlands and the date 15 September 2012. The number three occurred three times. Three planes were in the news on 15 September 2012, and three people were killed. And there were three weeks between the accidents.

And so, I pondered on 10 October 2012 whether or not the number three was part of this scheme. A few hours later, the news reported that three people had killed themselves in a rare triple suicide in Utrecht. Among the dead were two twin brothers aged 33.13 That made it even more bizarre. According to the report, police entered the apartment after the family had received farewell letters.

On 17 July 2014, Malaysia Airlines Flight 17 (MH17) was shot down in Ukrainian airspace. The plane was a Boeing 777-200. The incident happened four months after Malaysia Airlines Flight 370 (MH370) went missing on 8 March 2014. The aircraft is still missing, which makes its disappearance particularly mysterious. That plane also was a Boeing 777-200, and the 404th plane of that type produced while 404 is the number associated with missing (not found) web pages.

The Flight 17 plane first flew on 17 July 1997, exactly 17 years before the accident.14 That was exactly one year after the crash of Trans World Airlines Flight 800 on 17 July 1996.15 It crashed 777 days before Swissair Flight 111.16 That is peculiar because of the numbers 777 and 111. Exactly 7 years, 7 months, and 7 days after Malaysia Airlines Flight 17 (MH17) was shot down in Ukrainian airspace, Putin started the Ukraine war. Did he count the days? Probably not.

Looking at the numbers

Again in December 2008, we took a trip to Amsterdam by train. Rob and I had been noticing 11 related coincidences all day. In the evening, we were on the train destined for Sneek and sat down. Rob then said: ‘The number of this train unit has nothing to do with eleven.’ He was mistaken. The number was 242 or 2 * 11 * 11. And I took notice.

In January 2009 after work, I sat down in train unit 306. I realised that 306 is not a multiple of 11. My calculation was 330 – 306 = 14. It demonstrated that 306 was not divisible by 11. So this was not spooky. Then I looked to the left. On the track next to me was train unit 234. This number was not a multiple of 11 either as 234 – 220 = 14 also. Then I found myself contemplating whether or not the number 14 turning up was a coincidence. I looked to the right just when bus 14 was entering the bus station. 14 translated into letters is AD, the initials of the Lady. If you turn that number upside down, you get ‘hi’.

My lucky number was 26 because I was born on 26 November. As I remember it, the Lady was born on 9 February (9/2 European notation). That links the number 92 to Her. Now it happens to be that 92 is 26 upside down. And probably we were both born in 1968. We crossed each other’s path in 1989, while 89 is 68 upside down. That makes it a pair of related coincidences like 11:11. Also, 1968 and 1989 were revolutionary years. If this is not a mere coincidence, then some thinking has gone into this.

Numbers do not have any meaning except their value, and coincidences can happen by chance. Thinking of myself as rational, I once tried to debunk these suggestions as irrational. When commuting home from work on the train, I tried to convince myself that number coincidences are selective remembrance. If you focus on something, for instance, a specific number, you notice it more often. Upon nearing train station Sneek North, I told myself, ‘Let’s focus on 86, a number that has no meaning to me, and I will start to see it.’ And indeed, the following number I saw was 86 on the licence plate of a car parked at the station. Did that prove my point, or was Someone poking fun at me?

At the time, most Dutch licence plates had the following formats: AA-AA-99, 99-AA-AA, and 99-AAA-9 (A is a letter, and 9 is a number). The chance of a two-digit number like 86 on the first licence plate was close to one per cent. One year later, this incident came to my mind again. When parking my bike at work, I thought of it for no apparent reason. Then I walked down the parking lot and noticed the licence plates. Among the eight licence plates I saw, three had an 86, one had a 68, two had an 11, which might refer to 11:11, and two were unrelated to the incident, a pretty impressive score.

On 17 March 2012, the number 26 popped up conspicuously often. It never happened like that. As it is my lucky number, I would have noticed that. That afternoon Ingrid, Rob, and I were biking. The number 26 kept coming up, for instance, on licence plates. I began wondering what kind of luck was waiting for us. Rob wanted to go to the restaurant named Het Paviljoen near the lake. It was closed in March, so I warned him it would be closed. Rob wanted to go there anyway. The restaurant turned out to be open unofficially. The owner was waiting for a supply truck. It was late, and it arrived when we were there. After we left, the restaurant closed.

I also noticed the number 92. For a while, it appeared that when I left a building, the first car to pass often had the number 92 on its licence plate, perhaps, about one in three to five times, while once in a hundred was to be expected. Once, I tried to cross a road. The first car passing had a licence plate number with a 92. The second car also had 92 in its licence plate number. And so did the third. Only these three cars passed before I could cross. It was a temporary phase, and selective remembrance played a role, but it did not seem entirely coincidental.

A small white car with licence plate number 9-GXD-2 was parked in Leeuwarden on a parking lot near the train station nearly every morning for years. The letter O is not on Dutch car licence plates, so I imagined the X could represent an O linking God to 9 February (9-GOD-2). I also found this car parked 100 metres from my home in Sneek a few times. That may seem insignificant, but a related incident makes it noteworthy.

I own a green Opel Astra with licence plate TZ-GT-18. Once when we were on holiday in Zeeland, I noticed another green Opel Astra with licence plate TZ-GT-54. That attracted my attention. Later, I found it parked in Sneek near my home several times. It was in the same parking place where the car with licence plate 09-GXD-2 had also been. The distance between Zeeland and Sneek is 300 kilometres. That combination of peculiar events is like seeing 11:11.

Featured image: Poster for the film The Storm. Universal Studios (2009). [copyright info]

1. Air France Flight 447. Wikipedia. [link]
2. Helikopter stort neer boven Ameland. Volkskrant (2 June 2009). [link]
3. Yemenia Flight 626. Wikipedia. [link]
4. Stormachtige start voor 11e Film by the Sea. Trouw (9 September 2009). [link]
5. Lesleden dispuut Spooky doen graag uit de doeken wie ze zijn. Huis Aan Huis Enschede (4 May 2018). [link]
6. Nederland heeft grootste kans op natuurramp in Europa. Nu.nl (2 September 2011). [link]
7. San Marino on the end of record Netherlands win. UEFA (2 September 2011).
8. Verdrietige Ruiz verlaat Twente met pijn in het hart. Trouw (2 September 2011). [link]
9. Een gewonde bij vliegtuigcrash Den Helder. RTL Nieuws (15 September 2012). [link]
10. Straalvliegtuig gecrasht in Valkenswaard. Nu.nl (15 September 2012). [link]
11. 3 found dead after small plane crashes in Ariz. Fox News (15 September 2012). [link]
12. Weer ongeluk lesvliegtuig KLM. Trouw (6 October 2012). [link]
13. Drievoudige zelfmoord in Utrechtse studentenflat. Nu.nl (10 October 2012). [link]
14. Malaysia Airlines Flight 17. Wikipedia. [link]
15. TWA Flight 800. Wikipedia. [link]
16. Swissair Flight 111. Wikipedia. [link]

The nature of reality


We live inside a simulation created by an advanced post-human civilisation. An individual can’t build this universe alone or write the script in detail. That requires a civilisation. Science has established several laws of reality, or natural laws, with a sufficient degree of certainty. Therefore, if breaches of these laws occur, this world is fake. There is enough evidence of breaches. And so, the argument is:

  • Science has sufficiently established specific laws of reality.
  • Breaches of these laws prove that this world is a simulation.
  • There is sufficient evidence of breaches in these laws.
  • Hence, we live in a simulation.

We like to think we are unique and superb creatures, the apex of all that roams this planet, so we attach great value to our inner selves. And the consumerist society teaches us that we are also very deserving, and that only three people are of importance: me, myself, and I. So, if we have the technology, we would build personal virtual realities that allow us to fulfil our every desire. Because we think we are so wonderful, we probably won’t alter our human essence when we can, so post-humans likely have similar motivations to us.

These post-humans could run simulations of human civilisations for entertainment and research. If the technology becomes cheap, the number of simulations for amusement likely vastly outstrips those for research. Our purpose is probably entertainment, and breaches of the laws of reality suggest so. Simulations run for research are more likely to be realistic. Signs of a script indicate that our universe is not a game, but rather someone’s imaginary world. Someone could own this world, and we might call that someone God. God may use avatars in this simulation to play the role of an ordinary human being.

Coincidences, such as the licence plate number of Franz Ferdinand’s car, indicate that there is a script, meaning a computer generates all our thoughts and actions. We aren’t sentient beings. We don’t think for ourselves. We have no intrinsic value to our creators, so God can let us suffer and kill us without remorse. The strength of the evidence outweighs the issues, such as the lack of scientific evidence for the paranormal, the limitations of the human mind, including our tendency to seek causes when randomness applies or to see meaning where there is none, the hindsight bias, and the difficulties in establishing probabilities. In other words, we can know beyond a reasonable doubt that we live in a scripted virtual reality. That is a remarkable conclusion, and it would be even more astounding if we identified some of God’s avatars to gain better insight into the purpose of this universe.

What if God was one of us?
Just a slob like one of us
Just a stranger on the bus

Joan Osborn, One of Us

Latest revision: 24 July 2025